Key Data & Statistics
Explore data and statistics about the Office of the Comptroller of the Currency and the federal banking system, licensing activities, and enforcement actions.
The OCC and Federal Banking System at a Glance
The data below show the key facts and figures about the Office of the Comptroller of the Currency (OCC) in 2025.
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Employees | 3,955 | 3,956 | 3,843 | 3,699 | 3,472 | 3,551 | 3,198 | 3,530 | 3,530 | 3,138 |
*Data as of September 30, 2025.
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 12.1 | 12.6 | 12.7 | 13.2 | 14.5 | 15.7 | 14.7 | 14.5 | 15.3 | 15.2 |
*Total assets as of September 30, 2025.
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Institutions | 1,322 | 1,263 | 1,222 | 1,187 | 1,156 | 1,125 | 1,084 | 1,062 | 1,049 | 1,037 |
*2025 supervised institution totals as of September 30, 2025.
Supervisory Actions
The tables and graphs below show corporate activities and enforcement data.
Chartering, Organization and Structure
The OCC's Chartering, Organization and Structure (CO&S) department is responsible for ensuring that banks establish and maintain corporate structures in accordance with the principles of safe and sound banking as predicated by law and regulation.
CO&S works with the agency's legal and supervisory departments to render independent decisions supported by a record of facts and financial, supervisory, and legal analyses. Table 3 summarizes corporate application activities for FY 2025.
Table 3: Corporate Application Activity in FY 2025
| Application type | Applications received | Approved | Conditionally Approved | Denied | Total |
|---|---|---|---|---|---|
| Branches | 563 | 542 | 0 | 0 | 542 |
| Capital/sub-debt | 46 | 36 | 4 | 0 | 40 |
| Change in bank control | 8 | 6 | 0 | 0 | 6 |
| Charters | 9 | 0 | 1 | 0 | 1 |
| Charter conversions* | 11 | 5 | 4 | 0 | 9 |
| Federal branches | 3 | 1 | 0 | 0 | 1 |
| Fiduciary powers | 5 | 3 | 0 | 0 | 3 |
| Mergers | 32 | 29 | 3 | 0 | 32 |
| Relocations | 127 | 120 | 0 | 0 | 120 |
| Reorganizations | 12 | 13 | 0 | 0 | 13 |
| Subsidiaries | 9 | 5 | 0 | 0 | 5 |
| Substantial change in assets | 9 | 1 | 6 | 0 | 7 |
| Mutual to stock conversions | 0 | 0 | 1 | 0 | 1 |
| Total | 834 | 761 | 19 | 0 | 780 |
*Conversions to an OCC-regulated bank.
Enforcement Actions
The OCC investigates, litigates, and takes enforcement actions against institutions and institution-affiliated parties to address unsafe or unsound banking practices and failures in compliance, including compliance with certain consumer protection laws. When warranted, the OCC refers potential criminal acts involving bank-affiliated parties to the U.S. Department of Justice and coordinates with other federal agencies on enforcement efforts involving banks.
The OCC took 25 formal enforcement actions against banks this year. More than half of the actions addressed oversight, strategic or capital planning, or liquidity risk management. Table 4 summarizes the OCC's formal enforcement actions issued in 2025.
Table 4: OCC Enforcement Actions in FY 2025
| Type of enforcement action | Numbera | Amountb |
|---|---|---|
| 12 USC 1829 notifications | 16 | |
| Bank CMP | 2 | $450,000,000 |
| Cease-and-desist order (bank) | 11 | |
| Formal agreement (bank) | 12 | |
| Notices of charges filed | 2 | |
| Personal cease-and-desist order | 5 | |
| Personal CMP | 2 | $150,000 |
| Prompt corrective action directive | 0 | |
| Removal/prohibition | 40 | |
| Total | 90 | $450,150,000 |
aMay include instances when multiple charters in a company are subject to the same enforcement action.
bIncludes only assessed penalties through September 30, 2025, and does not include remediation to customers that the OCC may have required of the bank. Penalties are sent to the Treasury Department.