OCC Announces 15 New Enforcement Actions and 1 Termination

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today announced 15 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and 1 termination of an existing enforcement action.

A list of enforcement actions previously disclosed and copies of the actual documents are available from the OCC's Communications Division by writing to: Comptroller of the Currency, Public Information Room (1-5), Washington, DC 20219. Requests made by facsimile transmission should be sent to (202) 874-4448. Please include the identifying enforcement action number when placing an order. Enforcement actions are also listed monthly in OCC Interpretations and Actions. Subscriptions to that publication are available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public enforcement actions taken since August 1989 on its Internet Website located at http://www.occ.treas.gov/enforce/enforce.htm.

Formal Agreements, By Consent

No. Bank/City Date

Arizona

2002-26 Direct Merchants Credit Card Bank, N.A., Scottsdale 04/16/02

Illinois

2002-27 First National Bank in Georgetown, Georgetown 04/03/02

New York

2002-28 Excel Bank, N.A., New York 04/11/02

Washington

2002-29 North Cascades National Bank, Chelan 04/08/02

Wisconsin

2002-30 Fidelity National Bank, Medford 03/26/02

Removals/Prohibitions, By Consent

No. Name/Bank/City Date

Delaware

2002-31 Lori S. White, MBNA America Bank, N.A., Wilmington 05/03/02

New Jersey

2002-32 Hazel L. Wilson, Valley National Bank, Wayne 04/08/02

Civil Money Penalties, By Consent

No. Name/Bank/City Date

California

2002-33 Donald W. Hakes, Bay View Franchise Mortgage Acceptance Corp., San Mateo 04/10/02

2002-34 Michael Saei, Bay View Franchise Mortgage Acceptance Corp., San Mateo 04/10/02

Ohio

2002-35 James C. Stebbins, Stebbins National Bank, Creston 04/23/02

Cease and Desist Orders, By Consent

No. Bank/City Date

California

2002-36 Sequoia National Bank, San Francisco 04/10/02

Nebraska

2002-37 The Beatrice National Bank and Trust Company, Beatrice 04/12/02

New York

2002-38 The Upstate National Bank, Lisbon 03/22/02

West Virginia

2002-39 The First National Bank of St. Marys, St. Marys 04/23/02

Personal Cease and Desist Orders for Restitution, By Consent

No. Name/Bank/City Date

Delaware

2002-31 Lori S. White, MBNA America Bank, N.A., Wilmington 05/03/02

Terminations of Existing Enforcement Actions

No. Type/Bank/City/Old EA# Date

West Virginia

2002-39 FA, The First National Bank of St. Marys, St. Marys, (EA #2000-113) 04/23/02