OCC Announces 18 New Enforcement Actions and 5 Terminations

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today announced 18 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and 5 terminations of existing enforcement actions.

A list of enforcement actions previously disclosed and copies of the actual documents are available from the OCC's Communications Division by writing to: Comptroller of the Currency, Public Information Room (1-5), Washington, DC 20219. Requests made by facsimile transmission should be sent to (202) 874-4448. Please include the identifying enforcement action number when placing an order. Enforcement actions are also listed monthly in OCC Interpretations and Actions. Subscriptions to that publication are available from the OCC’s Communications Division.

The OCC also maintains a searchable database of all public enforcement actions taken since August 1989 on its Internet Website located at http://www.occ.treas.gov/enforce/enforce.htm.

Formal Agreements, By Consent

No. Bank/City Date

Alabama

2002-94 First National Bank of Shelby County, Columbiana 10/11/02

New York

2002-95 Excel Bank, National Association, New York 09/24/02

Pennsylvania

2002-96 Luzerne National Bank, Luzerne 10/10/02

2002-97 First National Bank of Slippery Rock, Slippery Rock 10/15/02

Removals/Prohibitions, By Consent

No. Name/Bank/City Date

Minnesota

2002-98 Cynthia D. Tyus, Marquette Bank, NA, Golden Valley 08/23/02

Texas

2002-99 Sheryl L. Wallace, Bank of America Texas, N.A., Houston 09/23/02

Civil Money Penalties, By Consent

No. Name/Bank/City Date

Georgia

2002-100 Fidelity National Bank, Norcross 10/08/02

Maryland

2002-101 Clinton W. Chapman, Esq., Industrial Bank, National Association, Oxon Hill 09/30/02

2002-102 Massie Fleming, Industrial Bank, National Association, Oxon Hill 09/30/02

2002-103 Benjamin L. King, Industrial Bank, National Association, Oxon Hill 09/30/02

2002-104 B. Doyle Mitchell, Industrial Bank, National Association, Oxon Hill 09/30/02

2002-105 Cynthia T. Mitchell, Industrial Bank, National Association, Oxon Hill 09/30/02

2002-106 Emerson Williams, Industrial Bank, National Association, Oxon Hill 09/30/02

2002-107 George H. Windsor, Industrial Bank, National Association, Oxon Hill 09/30/02

Cease and Desist Orders, By Consent

No. Bank/City Date

California

2002-93 Goleta National Bank, Goleta 10/28/02

Texas

2002-92 ACE Cash Express, Inc., (Agent and Bank Service Provider for Goleta National Bank, Goleta, California), Irving 10/25/02

Personal Cease and Desist Orders, By Consent

No. Name/Bank/City Date

Georgia

2002-108 James H. Perry, Fidelity National Bank, Norcross 10/10/02

Kentucky

2002-109 Donald Fields, Citizens National Bank & Trust of Hazard, Hazard 10/21/02

Terminations of Existing Enforcement Actions

No. Type/Bank/City Old EA# Date

California

2002-110 FORMAL AGREEMENT Goleta National Bank, Goleta #2000-31 10/30/02

Illinois

2002-111 FORMAL AGREEMENT The First National Bank of Raymond, Raymond #2001-12 10/03/02

Minnesota

2002-112 CONSENT ORDER First National Bank of the North, Sandstone #2001-26 10/31/02

New York

2002-95 FORMAL AGREEMENT Excel Bank, National Association, New York #2002-28 09/24/02

Texas

2002-113 FORMAL AGREEMENT First National Bank, George West #2002-3 10/21/02