OCC Announces 15 New Enforcement Actions and One Termination

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today announced 15 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and one termination of an existing enforcement action.

A list of enforcement actions previously disclosed and copies of the actual documents are available from the OCC's Communications Division by writing to: Comptroller of the Currency, Public Information Room (1-5), Washington, DC 20219. Requests made by facsimile transmission should be sent to (202) 874-4448. Please include the identifying enforcement action number when placing an order. Enforcement actions are also listed monthly in OCC Interpretations and Actions. Subscriptions to that publication are available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public enforcement actions taken since August 1989 on its Internet Website located at http://www.occ.treas.gov/enforce/enforce.htm.

Cease and Desist Orders, By Consent

No. Bank/City Date

Arizona

2003-136 Security Trust Company, N.A., Phoenix 10/29/03

2003-138 Security Trust Company, N.A., Phoenix 11/24/03

Illinois

2003-137 Capital Management Investors Holdings, Inc. (controlling shareholder of Security Trust Company, N.A., Phoenix, Arizona), Chicago 10/29/03

Civil Money Penalties, By Consent

No. Individual/Bank/City Date

Illinois

2003-139 Wayne H. Benson, First Community Bank, N.A., Olney 11/10/03

Kentucky

2003-140 Richard M. Thomas, First National Bank of Northern Kentucky, Fort Mitchell 11/24/03

Ohio

2003-141 National City Bank, Cleveland 11/13/03

Formal Agreements, By Consent

No. Bank/City Date

Arizona

2003-142 Dillard National Bank, Gilbert 11/13/03

Nebraska

2003-143 The First National Bank of Marquette, Marquette 11/20/03

2003-144 First Central Bank McCook, National Association, McCook 12/01/03

Personal Cease and Desist Orders, By Consent

No. Individual/Bank/City Date

Illinois

2003-139 Wayne H. Benson, First Community Bank, N.A., Olney 11/10/03

New York

2003-145 Stephen Lee, Bank of Communications, New York Branch, New York 10/29/03

Utah

2003-146 Penelope Joy Cartright, Zions First National Bank, Salt Lake City 07/31/03

Removals/Prohibitions, By Consent

No. Individual/Bank/City Date

Kentucky

2003-140 Richard M. Thomas, First National Bank of Northern Kentucky, Fort Mitchell 11/24/03

North Carolina

2003-147 Paul Zolezzi, Bank of America, N.A., Charlotte 11/26/03

Restitutions, By Consent

No. Individual/Bank/City Date

Kentucky

2003-140 Richard M. Thomas, First National Bank of Northern Kentucky, Fort Mitchell 11/24/03

Terminations of Existing Enforcement Actions

No. Type/Bank/City/Old EA# Date

California

2003-148 CO, Nara Bank, N.A., Los Angeles, (EA #2002-23) 01/22/03