OCC Announces 16 New Enforcement Actions and Seven Terminations

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today announced 16 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and seven terminations of existing enforcement actions.

A list of enforcement actions previously disclosed and copies of the actual documents are available from the OCC's Communications Division by writing to: Comptroller of the Currency, Public Information Room (1-5), Washington, DC 20219. Requests made by facsimile transmission should be sent to (202) 874-4448. Please include the identifying enforcement action number when placing an order. Enforcement actions are also listed monthly in OCC Interpretations and Actions. Subscriptions to that publication are available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public enforcement actions taken since August 1989 on its Internet Website located athttp://www.occ.treas.gov/enforce/enforce.htm.

Formal Agreements, By Consent

No. Bank/City Date

Kentucky

2003-21 Farmers National Bank, Walton 03/18/03

Nevada

2003-17 Household Bank (SB), National Association, Las Vegas 03/25/03

Utah

2003-22 American Investment Bank, National Association, Salt Lake City 02/14/03

Removals/Prohibitions, By Consent

No. Individual/Bank/City Date

Colorado

2003-19 Vicki Boutilier, Grand Valley National Bank, Grand Junction 04/04/03

2003-20 James Earl Smith, Grand Valley National Bank, Grand Junction 04/04/03

Illinois

2003-23 Rick Abell, The National State Bank of Metropolis, Metropolis 03/31/03

Civil Money Penalties, By Consent

No. Individual/Bank/City Date

Colorado

2003-19 Vicki Boutilier, Grand Valley National Bank, Grand Junction 04/04/03

2003-20 James Earl Smith, Grand Valley National Bank, Grand Junction 04/04/03

Texas

2003-24 Gerald M. Heinzelmann, Surety Bank, N.A., Fort Worth 04/01/03

2003-25 Charles Cleveland, First National Bank of Lubbock, Lubbock 03/17/03

2003-26 Robert C. Hobgood, First National Bank of Lubbock, Lubbock 03/17/03

Cease and Desist Orders, By Consent

No. Bank/City Date

Minnesota

2003-27 The Lake Bank, National Association, Two Harbors 03/20/03

New York

2003-28 The Park Avenue Bank, N.A., New York 01/31/03

Personal Cease and Desist Orders, By Consent

No. Individual/Bank/City Date

Colorado

2003-19 Vicki Boutilier, Grand Valley National Bank, Grand Junction 04/04/03

2003-20 James Earl Smith, Grand Valley National Bank, Grand Junction 04/04/03

Illinois

2003-29 Mary Rebecca Summers, The National State Bank of Metropolis, Metropolis 03/31/03

Terminations of Existing Enforcement Actions

No. Type/Bank/City/Old EA# Date

Arizona

2003-18 FA, Direct Merchants Credit Card Bank, N.A., Scottsdale, (EA #2002-26) 03/18/03

Illinois

2003-30 FA, The White Hall National Bank, White Hall (EA #2000-112) 02/28/03

2003-30 AFA, The White Hall National Bank, White Hall, (EA #2001-33) 02/28/03

Kentucky

2003-31 FA, First National Bank of Clinton, Clinton, (EA #2002-82) 03/06/03

Minnesota

2003-27 FA, The Lake Bank, National Association, Two Harbors, (EA #2002-60) 03/20/03

New York

2003-32 CO, Broadway National Bank, New York, (EA #98-1) 02/27/03

2003-28 FA, The Park Avenue Bank, N.A., New York, (EA #2001-115) 01/31/03