OCC Announces 23 New Enforcement Actions and Seven Terminations

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today announced 23 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and seven terminations of existing enforcement actions.

A list of enforcement actions previously disclosed and copies of the actual documents are available from the OCC's Communications Division by writing to: Comptroller of the Currency, Public Information Room (1-5), Washington, DC 20219. Requests made by facsimile transmission should be sent to (202) 874-4448. Please include the identifying enforcement action number when placing an order. Enforcement actions are also listed monthly in OCC Interpretations and Actions. Subscriptions to that publication are available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public enforcement actions taken since August 1989 on its Internet Website located at http://www.occ.treas.gov/enforce/enforce.htm.

Cease and Desist Orders, By Consent

No. /Bank/City Date

Mississippi

2003-78 First National Bank of Wiggins, Wiggins 07/09/03

Virginia

2003-79 Riggs Bank National Association, McLean 07/16/03

Civil Money Penalties, By Consent

No. Individual/Bank/City Date

California

2003-80 Andrew Rossi, Delta National Bank, Manteca 08/01/03

Florida

2003-81 Guaranty National Bank of Tallahassee, Tallahassee 07/10/03

Kansas

2003-82 Katherine Culbertson, First National Bank and Trust, Phillipsburg 06/11/03

2003-83 Lloyd K. Culbertson, First National Bank and Trust, Phillipsburg 06/11/03

2003-84 William W. Kaumans, First National Bank and Trust, Phillipsburg 06/11/03

2003-85 Charles I. Moyer, First National Bank and Trust, Phillipsburg 06/11/03

2003-86 Jaret Moyer, First National Bank and Trust, Phillipsburg 06/11/03

2003-87 Doyle D. Rahjes, First National Bank and Trust, Phillipsburg 06/11/03

2003-88 William H. Smith, First National Bank and Trust, Phillipsburg 06/11/03

North Carolina

2003-89 Thomas K. Reed, Wachovia Bank, N.A., Charlotte 07/28/03

Formal Agreements, By Consent

No. Bank/City Date

Michigan

2003-90 First National Bank of Gaylord, Gaylord 07/10/03

New York

2003-77 Citibank, N.A., New York 07/28/03

Oregon

2003-100 First Consumers National Bank, Beaverton 07/31/03

Personal Cease and Desist Orders for Restitution, By Consent

No. Individual/Bank/City Date

Ohio

2003-91 Michelle V. Horne, KeyBank, N.A., Cleveland 07/28/03

Removals/Prohibitions, By Consent

No. Individual/Bank/City Date

California

2003-80 Andrew Rossi, Delta National Bank, Manteca 08/01/03

2003-92 Arthur D. Castillo, Wells Fargo Bank, San Francisco 07/08/03

North Carolina

2003-89 Thomas K. Reed, Wachovia Bank, N.A., Charlotte 07/28/03

Ohio

2003-91 Michelle V. Horne, KeyBank, N.A., Cleveland 07/28/03

Puerto Rico

2003-93 Benedicta Arocho-Burgos, Citibank, N.A., Bayamon 07/08/03

Texas

2003-94 Teresa Scott Moyers, First National Bank, Denver City 07/30/03

2003-95 Deborah Jean Winfrey, First National Bank, Denver City 07/30/03

Terminations of Existing Enforcement Actions

No. Type/Bank/City/Old EA# Date

Florida

2003-96 FA, First National Bank of Osceola County, Kissimmee, (EA #2003-4) 06/19/03

Illinois

2003-97 PCD, Donald Anderson, Park National Bank and Trust of Chicago, Chicago, (EA #98-18) 07/21/03

Michigan

2003-98 FA, First National Bank of Three Rivers, Three Rivers, (EA #2001-40) 07/09/03

Mississippi

2003-99 CO, First National Bank of Lucedale, Lucedale, (EA #2001-14) 07/29/03

2003-78 FA, First National Bank of Wiggins, Wiggins, (EA #2001-13) 07/09/03

Texas

2003-12 FA, Surety Bank, National Association, Fort Worth, (EA #98-68) 02/18/03

2003-12 AFA, Surety Bank, National Association, Fort Worth, (EA #99-131) 02/18/03