OCC Announces 12 New Enforcement Actions and Nine Terminations

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today announced 12 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and nine terminations of existing enforcement actions.

A list of enforcement actions previously disclosed and copies of the actual documents are available from the OCC's Communications Division by writing to: Comptroller of the Currency, Public Information Room (1-5), Washington, DC 20219. Requests made by facsimile transmission should be sent to (202) 874-4448. Please include the identifying enforcement action number when placing an order. Enforcement actions are also listed monthly in OCC Interpretations and Actions. Subscriptions to that publication are available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public enforcement actions taken since August 1989 on its Internet Website located at http://www.occ.treas.gov/enforce/enforce.htm.

Cease and Desist Orders, By Consent

No. Bank/City Date

California

2003-125 Bank of China, Los Angeles Branch, Los Angeles 10/23/03

New York

2003-125 Bank of China, Chinatown Branch, New York 10/23/03

2003-125 Bank of China, New York Branch, New York 10/23/03

Texas

2003-135 Clear Lake National Bank, San Antonio 11/07/03

Civil Money Penalties, By Consent

No. Individual/Bank/City Date

Florida

2003-122 Carlos Bernace, Hamilton Bank, N.A. (closed), Miami 10/31/03

Formal Agreements, By Consent

No. Bank/City Date

New York

2003-123 National Union Bank of Kinderhook, Kinderhook 10/09/03

Texas

2003-124 Unity National Bank, Houston 10/02/03

Personal Cease and Desist Orders, By Consent

No. Individual/Bank/City Date

Texas

2003-126 Cathy A. Dryer, Republic National Bank, Houston 09/02/03

Removals/Prohibitions, By Consent

No. Individual/Bank/City Date

Florida

2003-122 Carlos Bernace, Hamilton Bank, N.A. (closed), Miami 10/31/03

New York

2003-127 Joey A. Marcano, KeyBank, NA, Troy 10/09/03

North Carolina

2003-128 Kristen Anderson, Bank of America, N.A., Charlotte 10/23/03

Restitutions, By Consent

No. Individual/Bank/City Date

Florida

2003-122 Carlos Bernace, Hamilton Bank, N.A. (closed), Miami 10/31/03

Terminations of Existing Enforcement Actions

No. Type/Bank/City/Old EA# Date

California

2003-129 CO, Goleta National Bank, Goleta, (EA #2002-93) 10/21/03

2003-125 CO, Bank of China, Los Angeles Branch, Los Angeles, (EA #2002-1) 10/23/03

Georgia

2003-130 FA, First National Bank of Barnesville, Barnesville, (EA #2001-50) 09/25/03

2003-131 FA, Cumberland National Bank, St. Mary's, (EA #2002-44) 10/09/03

Illinois

2003-134 FA, First National Bank, Arenzville (EA #2001-31) 06/03/03

Maryland

2003-132 FA, Capital Bank, N.A. (f/n/a Harbor Capital National Bank), Rockville, (EA #2002-46) 10/29/03

Michigan

2003-133 FA, First National Bank of America, East Lansing (EA #2001-57) 08/28/03

New York

2003-125 CO, Bank of China, Chinatown Branch, New York, (EA #2002-1) 10/23/03

2003-125 CO, Bank of China, New York Branch, New York, (EA #2002-1) 10/23/03