OCC Announces 16 Enforcement Actions

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced 16 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks.

A list of enforcement actions previously disclosed and copies of the actual documents are available from the OCC's Communications Division by writing to: Comptroller of the Currency, Public Information Room (1-5), Washington, DC 20219. Requests made by facsimile transmission should be sent to (202) 874-4448. Please include the identifying enforcement action number when placing an order. Enforcement actions are also listed monthly in OCC Interpretations and Actions. Subscriptions to that publication are available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public enforcement actions taken since August 1989 on its Internet Website located at http://apps.occ.gov/EnforcementActions.

Civil Money Penalty Orders, By Consent

No. Name/Bank/City Date

Colorado

2005-88 First National Bank Colorado, Boulder 07/06/05

Georgia

2005-89 John Douglas, Jr., Fidelity National Bank, Norcross 07/20/05

Indiana

2005-90 David T. Raibley, First National Bank of Dana, Dana 07/11/05

Kentucky

2005-91 Financial Management Consulting Group, LLC, (Consultant), First National Bank of Northern Kentucky (n.k.a First Bank of Northern Kentucky), Fort Mitchell

07/22/05

Minnesota

2005-92 Bruce Carr, First Integrity Bank, N.A., Staples 07/13/05

2005-93 David Duhn, First Integrity Bank, N.A., Staples 07/12/05

2005-94 Demian Kruchten, First Integrity Bank, N.A., Staples 07/12/05

2005-95 K. Patrick Kruchten, First Integrity Bank, N.A., Staples 07/12/05

Formal Agreements, By Consent

No. Bank/City Date

California

2005-96 Calnet Business Bank, National Association, Sacramento 07/21/05

New Jersey

2005-97 Crown Bank, National Association, Ocean City 06/20/05

Oklahoma

2005-98 American National Bank, Ardmore 07/07/05

Utah

2005-99 First National Bank of Morgan, Morgan 07/15/05

Personal Cease and Desists, By Consent

No. Name/Bank/City Date

Georgia

2005-89 John Douglas, Jr., Fidelity National Bank, Norcross 07/20/05

Kentucky

2005-91 Financial Management Consulting Group, LLC, (Consultant), First National Bank of Northern Kentucky (now known as First Bank of Northern Kentucky), Fort Mitchell 07/22/05

Removals/Prohibitions, By Consent

No. Name/Bank/City Date

California

2005-100 Joy S. Ounesy, Union Bank of California, N.A., San Francisco 03/17/05

Restitutions, By Consent

No. Name/Bank/City Date

California

2005-100 Joy S. Ounesy, Union Bank of California, N.A., San Francisco 03/17/05

For copies, please call (202) 874-5043.