OCC Enforcement Actions

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations.

All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the parties, unless otherwise indicated as a Decision and Order issued by the Comptroller of the Currency.

Copies of the final actions are available for download by viewing the searchable database of all public enforcement actions taken since August 1989 at http://apps.occ.gov/EnforcementActions/.

You may also submit a request electronically to obtain copies through the OCC's online FOIA site, https://appsec.occ.gov/publicaccesslink/. Fax requests should be sent to (202)-874-5274. You can also obtain copies by writing to the Comptroller of the Currency, Communications Division, Mail Stop 2-3, Washington, DC 20219. When ordering, specify the appropriate enforcement action number.

Cease and Desist Orders

No. Name/Bank/City Date

California

2011-149 National Bank of California, Los Angeles 10/27/2011

2011-150 Universal Bank, West Covina 10/20/2011

Georgia

2011-151 Heritage First Bank, Rome 10/20/2011

New Jersey

2011-152 Grand Bank, National Association, Hamilton 10/25/2011

2011-153 Saddle River Valley Bank, Saddle River 10/17/2011

2011-154 Wawel Bank, Wallington 10/26/2011

Civil Money Penalty Orders

No. Name/Bank/City Date

New York

2011-155 First Niagara Bank, National Association, Buffalo 10/26/2011

Formal Agreements

No. Name/Bank/City Date

Georgia

2011-156 The Savannah Bank National Association, Savannah 10/5/2011

North Dakota

2011-157 The National Bank of Harvey, Harvey 10/11/2011

 Prompt Corrective Action Directives

No. Name/Bank/City Date

Arizona

2011-158 Western National Bank, Phoenix 10/12/2011

Terminations of Existing Enforcement Actions

No. Type/Bank/City/Old EA# Date

California

2011-149 FA, National Bank of California, Los Angeles (EA# 2009-150) 10/27/2011

Minnesota

2011-159 FA, First National Bank of The Lakes, Navarre (EA# 2010-154) 10/14/2011

New Jersey

2011-152 FA, Grand Bank, National Association, Hamilton (EA# 2009-126) 10/25/2011

Texas

2011-160 FA, Texas National Bank, Mercedes (EA# 2008-004) 10/26/2011

2011-161 FA, Commercial National Bank of Texarkana, Texarkana (EA# 2010-010) 10/12/2011

Wisconsin

2011-162 FA, The National Bank of Waupun, Waupun (EA# 2009-223) 10/13/2011