OCC Enforcement Actions

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks.

All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the parties, unless otherwise indicated as a Decision and Order issued by the Comptroller of the Currency.

Copies of the final actions are available for download by viewing the searchable database of all public enforcement actions taken since August 1989 at http://apps.occ.gov/EnforcementActions.

You may also submit a request electronically to obtain copies through the OCC's online FOIA site, https://occ.secureocp.com. Fax requests should be sent to (202)-874-5274. You can also obtain copies by writing to the Comptroller of the Currency, Communications Division, Mail Stop 2-3, Washington, DC 20219. When ordering, specify the appropriate enforcement action number.

Capital Directives

No. Name/Bank/City Date

Arizona

2011-054 Western National Bank, Phoenix 4/4/2011

Cease and Desist Orders

No. Name/Bank/City Date

Georgia

2011-055 Atlantic National Bank, Brunswick 4/18/2011

Texas

2011-056 Southwestern National Bank, Houston 3/24/2011

Civil Money Penalty Orders

No. Name/Bank/City Date

Florida

2011-057 Jose Baloyra, Pacific National Bank, Miami 4/14/2011

2011-058 Andres Baquerizo, Pacific National Bank, Miami 4/14/2011

2011-059 Ralph Fernandez, Pacific National Bank, Miami 4/14/2011

2011-060 Eduardo Gross, Pacific National Bank, Miami 4/14/2011

2011-061 Joaquin Urquiola, Pacific National Bank, Miami 4/14/2011

Iowa

2011-062 Harry S. Coin, American Bank and Trust Company, National Association, Davenport 4/22/2011

Formal Agreements

No. Name/Bank/City Date

California

2011-063 Chino Commercial Bank, National Association, Chino 4/12/2011

Delaware

2011-064 The First National Bank of Wyoming, Wyoming 3/17/2011

Florida

2011-065 First National Bank Northwest Florida, Panama City 4/7/2011

2011-066 Heartland National Bank, Sebring 4/14/2011

Georgia

2011-067 First National Bank of Decatur County, Bainbridge 3/24/2011

Illinois

2011-068 Great Lakes Bank, National Association, Blue Island 4/5/2011

Minnesota

2011-069 First National Bank in Mahnomen, Mahnomen 3/28/2011

Pennsylvania

2011-070 Mainline National Bank, Portage 3/22/2011

Personal Cease and Desist Orders

No. Name/Bank/City Date

Wisconsin

2011-071 David Havel, The Baraboo National Bank, Baraboo 4/25/2011

Removal / Prohibition Orders

No. Name/Bank/City Date

Georgia

2011-074 Karim Walthour Lawrence, Omni National Bank, Atlanta 4/6/2011

Iowa

2011-062 Harry S. Coin, American Bank and Trust Company, National Association, Davenport 4/22/2011

North Carolina

2011-072 Jesse Montano, Bank of America, National Association, Charlotte 4/4/2011

2011-073 Jennifer Riggs, Bank of America, National Association, Charlotte 4/4/2011

Restitution Orders

No. Name/Bank/City Date

Iowa

2011-062 Harry S. Coin, American Bank and Trust Company, National Association, Davenport 4/22/2011

Terminations of Existing Enforcement Actions

No. Type/Bank/City/Old EA# Date

Iowa

2011-076 FA, The First National Bank of Farragut, Shenandoah (EA# 2008-097) 1/25/2011

Illinois

2011-075 FA, Centrust Bank, National Association, Northbrook (EA# 2009-089) 4/20/2011

2011-075 FA, Centrust Bank, National Association, Northbrook (EA# 2009-197) 4/20/2011

Texas

2011-077 FA, Southwestern National Bank, Houston (EA# 2010-128) 3/30/2011

Virginia

2011-078 FA, Capital One Bank (USA), National Association, Glen Allen (EA# 2010-012) 4/8/2011