OCC Enforcement Actions and Terminations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations.

All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the parties, unless otherwise indicated.

You can view the enforcement actions for this month by clicking on the enforcement action number. You may also submit a request electronically to obtain copies through the OCC's online FOIA site, https://occ.secureocp.com/ or by writing to the Comptroller of the Currency, Communications Division, Suite 3E-218, Washington, DC 20219. When ordering, please specify the appropriate enforcement action number.

All public enforcement actions taken since August 1989 are available for download by viewing the searchable enforcement actions database at https://apps.occ.gov/EASearch.

Cease-and-Desist / Personal Cease-and-Desist Orders

No. Name/Bank/City State Date

2022-030 Tony Fritz, The First National Bank and Trust Company of Vinita, Vinita Oklahoma 8/22/2022

Civil Money Penalty Orders

No. Name/Bank/City State Date

2022-031 PNC Bank, National Association, Wilmington Delaware 7/18/2022

2022-030 Tony Fritz, The First National Bank and Trust Company of Vinita, Vinita Oklahoma 8/22/2022

2022-032 Jimmy Ratcliff, The First National Bank and Trust Company of Vinita, Vinita Oklahoma 8/18/2022

Formal Agreements

No. Name/Bank/City State Date

2022-033 Unity National Bank of Houston, Houston Texas 8/30/2022

Removal / Prohibition Orders

No. Name/Bank/City State Date

2022-032 Jimmy Ratcliff, The First National Bank and Trust Company of Vinita, Vinita Oklahoma 8/18/2022

Terminations of Existing Enforcement Actions

No. Type/Bank/City/Old EA# State Date

2022-034 FA, Amory FS & LA, Amory (EA# 2021-016) Mississippi 8/15/2022

2022-035 FA, Warsaw FS & LA, Cincinnati (EA# 2015-036) Ohio 3/12/2020

2022-036 FA, Southwestern National Bank, Houston (EA# 2021-010) Texas 8/30/2022

2022-037 C&D, Capital One, National Association, McLean (EA# 2020-037) Virginia 8/31/2022

2022-037 C&D, Capital One Bank (USA), National Association, Glen Allen (EA# 2020-037) Virginia 8/31/2022