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January 2025

Fair Credit Reporting Act

Fair Credit Reporting Act Cover Image

This publication is part of:

Collection: BankWise - Your Rights Simplified

This fact sheet provides an overview of the Fair Credit Reporting Act (FCRA) which promotes the accuracy, fairness, and privacy of consumer information in the files of credit reporting agencies. This publication also provides the key protections and requirements of FCRA and other resources, including how to request assistance or file a complaint.