April 2021
Credit Card Lending
This publication is part of:
Collection: Comptroller's Handbook
Series: Safety and Soundness
Category: Asset Quality
Series:Safety and Soundness
Category:Asset Quality
OCC Bulletin 2021-22, Credit Card Lending: Revised Comptroller's Handbook Booklet and Rescissions
Overview
This booklet discusses the operations of banks that issue credit cards, risks associated with credit card lending, sound risk management practices, and regulatory requirements.
Applicability
This booklet applies to the OCC's supervision of national banks and federal savings associations. References to national banks in this booklet also generally apply to federal branches and agencies of foreign banking organizations. Refer to12 USC 3102(b)and the "Federal Branches and Agencies Supervision" booklet of theComptroller's Handbookfor more information.