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Economic and Banking Industry Analysis Publications

  • Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2025
  • Mortgage Metrics Report: Third Quarter of 2025
  • Semiannual Risk Perspective: Spring 2023
  • Supporting Responsible Innovation in the Federal Banking System: An OCC Perspective
  • An Opportunity for Community Banks: Working Together Collaboratively
  • Home Buyers Remain in Large Metropolitan Statistical Areas Despite COVID-19

All Economic and Banking Industry Analysis Publications

Publication DateTitleVersionCollection
12/19/2025Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2025Third Quarter 2025Quarterly Report on Bank Trading and Derivatives Activities
12/15/2025OCC Reports Mortgage Performance for Third Quarter of 2025Third Quarter 2025Mortgage Metrics Report
09/25/2025Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2025Second Quarter 2025Quarterly Report on Bank Trading and Derivatives Activities
09/24/2025OCC Reports Mortgage Performance for Second Quarter of 2025Second Quarter 2025Mortgage Metrics Report
06/23/2025Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2025First Quarter 2025Quarterly Report on Bank Trading and Derivatives Activities
06/20/2025OCC Reports Mortgage Performance for First Quarter of 2025First Quarter 2025Mortgage Metrics Report
03/24/2025OCC Reports Mortgage Performance for Fourth Quarter of 2024Fourth Quarter 2024Mortgage Metrics Report
03/21/2025Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2024Fourth Quarter 2024Quarterly Report on Bank Trading and Derivatives Activities
02/25/2025U.S. Economic Snapshot - Economy slowed in 4Q:2024 despite strong consumer spendingFebruary 2025Economic Snapshot Reports
12/17/2024OCC Reports Mortgage Performance for Third Quarter of 2024Third Quarter 2024Mortgage Metrics Report
12/12/2024Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2024Third Quarter 2024Quarterly Report on Bank Trading and Derivatives Activities
12/11/2024Bank Deposit Growth to Remain Sluggish Through 2025December 2024On Point
12/02/2024U.S. Economic Snapshot - Economy grew solidly in 3Q, but growth is expected to slowNovember 2024Economic Snapshot Reports
11/12/2024First-Time Homebuyers Affected by Historical ChallengesNovember 2024On Point
10/11/2024The Geographic Mismatch Between Housing Construction and ShortagesOctober 2024On Point
09/24/2024Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2024Second Quarter 2024Quarterly Report on Bank Trading and Derivatives Activities
09/18/2024OCC Reports Mortgage Performance for Second Quarter of 2024Second Quarter 2024Mortgage Metrics Report
08/22/2024U.S. Economic Snapshot - Economy beat expectations in 2Q, but growth is likely to slowAugust 2024Economic Snapshot Reports
06/26/2024OCC Reports Mortgage Performance for First Quarter of 2024First Quarter 2024Mortgage Metrics Report
06/25/2024Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2024First Quarter 2024Quarterly Report on Bank Trading and Derivatives Activities
05/28/2024U.S. Economic Snapshot - First quarter GDP growth is slowest since 2Q:2022May 2024Economic Snapshot Reports
04/26/2024The History of National Bank Real Estate Lending: Part II (1981-2023)April 2024Moments in History
04/25/2024Do Past Cycles Predict the Future of Home Prices?April 2024On Point
03/27/2024Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2023Fourth Quarter 2023Quarterly Report on Bank Trading and Derivatives Activities
03/19/2024OCC Releases Mortgage Performance for Fourth Quarter 2023Fourth Quarter 2023Mortgage Metrics Report
02/22/2024U.S. Economic Snapshot - Economic growth surprised to the upside in 2023February 2024Economic Snapshot Reports
12/13/2023Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2023Third Quarter 2023Quarterly Report on Bank Trading and Derivatives Activities
12/12/2023OCC Reports Mortgage Performance for Third Quarter of 2023Third Quarter 2023Mortgage Metrics Report
11/27/2023U.S. Economic Snapshot - The economy surged in 3Q but is expected to slow into next yearNovember 2023Economic Snapshot Reports
09/27/2023OCC Reports Mortgage Performance for Second Quarter of 2023Second Quarter 2023Mortgage Metrics Report
09/22/2023U.S. Economic Snapshot - Economic growth remains solid despite higher interest ratesSeptember 2023Economic Snapshot Reports
09/14/2023Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2023Second Quarter 2023Quarterly Report on Bank Trading and Derivatives Activities
06/27/2023Mortgage Performance Improves in First Quarter 2023First Quarter 2023Mortgage Metrics Report
06/20/2023The History of National Bank Real Estate Lending: Part I (1863-1980)June 2023Moments in History
06/15/2023Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2023First Quarter 2023Quarterly Report on Bank Trading and Derivatives Activities
05/23/2023U.S. Economic Snapshot - GDP growth continues to slow under weight of higher interest ratesMay 2023Economic Snapshot Reports
03/31/2023OCC Releases Mortgage Performance for Fourth Quarter 2022Fourth Quarter 2022Mortgage Metrics Report
03/31/2023Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2022Fourth Quarter 2022Quarterly Report on Bank Trading and Derivatives Activities
02/28/2023U.S. Economic Snapshot - GDP growth is moderating, but the job market remains tightFebruary 2023Economic Snapshot Reports
12/15/2022OCC Reports Improvement in Overall Mortgage PerformanceThird Quarter 2022Mortgage Metrics Report
12/12/2022Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2022Third Quarter 2022Quarterly Report on Bank Trading and Derivatives Activities
12/08/2022Supply Chain Vulnerabilities Likely to PersistDecember 2022On Point
11/30/2022Global Banking's Improved Capital Levels May Soon be TestedNovember 2022On Point
11/18/2022U.S. Economic Snapshot - GDP rebounded in 3Q:2022 but recession risk remains elevatedNovember 2022Economic Snapshot Reports
10/25/2022The History of Supervisory Expectations for Capital Adequacy: Part II (1984–2021)October 2022Moments in History
09/15/2022OCC Reports Improvement in Overall Mortgage PerformanceSecond Quarter 2022Mortgage Metrics Report
09/13/2022Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2022Second Quarter 2022Quarterly Report on Bank Trading and Derivatives Activities
08/29/2022U.S. Economic Snapshot - GDP fell for the second straight quarter; recession risk risingAugust 2022Economic Snapshot Reports
08/19/2022Could Higher Prices Boost U.S. Grain Farm Income?August 2022On Point
08/17/2022Rising Payments May Pressure Consumer Debt Burden and DelinquenciesAugust 2022On Point
06/27/2022OCC Reports Improvement in Overall Mortgage PerformanceFirst Quarter 2022Mortgage Metrics Report
06/21/2022Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2022First Quarter 2022Quarterly Report on Bank Trading and Derivatives Activities
06/15/2022Office Loans in Urban Areas Hold Most Credit RiskJune 2022On Point
06/13/2022The History of Supervisory Expectations for Capital Adequacy: Part I (1863-1983)June 2022Moments in History
06/02/2022Uncertain Business Travel Outlook Increases Credit Risk of Urban Hotel LoansJune 2022On Point
05/29/2022U.S. Economic Snapshot - Ukraine War and High Inflation Weigh on U.S. EconomyMay 2022Economic Snapshot Reports
05/19/2022Uncertain Future of Business Travel a Risk for Higher-End LodgingMay 2022On Point
04/07/2022Could Supply Chain Overcorrection Result in Excess Inventories?April 2022On Point
03/25/2022Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2021Fourth Quarter 2021Quarterly Report on Bank Trading and Derivatives Activities
03/24/2022Supply Chain Stress Pressures Small Firm ProfitabilityMarch 2022On Point
03/22/2022OCC Reports Improvement in Mortgage PerformanceFourth Quarter 2021Mortgage Metrics Report
03/07/2022Policy Unwind Adds Risk of Sharply Higher Long-Term Bond YieldsMarch 2022On Point
02/28/2022U.S. Economic Snapshot - Real GDP forecast is for solid but slower growth in 2022February 2022Economic Snapshot Reports
02/10/2022Is a Wage-Price Spiral Emerging?February 2022On Point
02/04/2022Interbank Debt Contagion and Financial Network Solvency (WP-2022-01)February 2022OCC Working Papers – New Frontiers in Bank Risk
01/27/2022Banks' Rising Labor Costs Partly Reflect Industry-Specific FactorsJanuary 2022On Point
01/25/2022The Pandemic-Fueled Preference for Single-Family Homes May EndureJanuary 2022On Point
01/07/2022Deposit Growth Likely Slowing but Abundance of Low-Cost Funding Could Endure Through 2022January 2022On Point
12/20/2021Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2021Third Quarter 2021Quarterly Report on Bank Trading and Derivatives Activities
12/10/2021OCC Reports Improvement in Mortgage PerformanceThird Quarter 2021Mortgage Metrics Report
12/03/2021Home Buyers Remain in Large Metropolitan Statistical Areas Despite COVID-19December 2021On Point
11/29/2021U.S. Economic Snapshot - COVID-related slowdown in 3Q expected to be temporaryNovember 2021Economic Snapshot Reports
11/23/2021Shareholder Double Liability and Depositor Losses in Failed National Banks: 1865–1935November 2021Moments in History
11/10/2021Industries Recovering Unevenly From the PandemicNovember 2021On Point
10/29/2021Used Vehicle Prices Likely to Stay Elevated Through Next YearOctober 2021On Point
10/18/2021Bank Performance Under a High Inflation ScenarioOctober 2021On Point
09/28/2021OCC Reports Improvement in Mortgage PerformanceSecond Quarter 2021Mortgage Metrics Report
09/22/2021Asian Corporate Bond Spreads May Not Reflect Underlying RisksSeptember 2021On Point
09/16/2021Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2021Second Quarter 2021Quarterly Report on Bank Trading and Derivatives Activities
09/14/2021U.S. Economic Snapshot - GDP growth strongest since 1984 but expected to moderateAugust 2021Economic Snapshot Reports
08/25/2021The Impact of the State and Local Tax (SALT) Deduction Cap on U.S. Home Prices (WP-2021-02)August 2021OCC Working Papers – New Frontiers in Bank Risk
07/20/2021Sustaining Bank Profitability a Near-Term ChallengeJuly 2021On Point
06/28/2021Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2021First Quarter 2021Quarterly Report on Bank Trading and Derivatives Activities
06/28/2021Mortgage Performance Declines in First Quarter 2021First Quarter 2021Mortgage Metrics Report
06/25/2021U.S. Economic Snapshot - GDP growth forecast to be fastest since 1984June 2021Economic Snapshot Reports
06/11/2021The Value of Examiner Asset Classifications: Protecting Uninsured Depositors and Creditors Since 1863June 2021Moments in History
06/01/2021High Business Debt Does Not Represent a "Bubble"June 2021On Point
05/18/2021Widespread Housing Foreclosures UnlikelyMay 2021On Point
04/29/2021Credit Card Delinquencies Decline and Defaults Remain Resistant to the PandemicApril 2021On Point
04/06/2021PPP Lending Provides Boost to Metro Area Small Banks and BusinessesApril 2021On Point
03/25/2021OCC Reports Decline in Mortgage Performance for Fourth Quarter 2020Fourth Quarter 2020Mortgage Metrics Report
03/23/2021Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2020Fourth Quarter 2020Quarterly Report on Bank Trading and Derivatives Activities
02/23/20212021 Economic Forecast Uncertainty Amplified by Global PandemicFebruary 2021On Point
02/04/2021Do Negative Interest Rate Policies Actually Work? (And at What Cost?)February 2021On Point
01/22/2021Home Prices Escape Recession UnscathedJanuary 2021On Point
01/06/2021CAMELS Ratings and Their Information Content (WP-2021-01)January 2021OCC Working Papers – Banking Performance and Regulation
01/06/2021Inflation, Further Surge in Bank Assets UnlikelyJanuary 2021On Point
12/16/2020OCC Reports Decline in Mortgage PerformanceThird Quarter 2020Mortgage Metrics Report
12/16/2020Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2020Third Quarter 2020Quarterly Report on Bank Trading and Derivatives Activities
12/07/2020Pandemic Provisioning Reflects Economic StressDecember 2020On Point
12/07/2020The Evolution of Bank CharteringDecember 2020Moments in History
12/07/2020The Geography of Pandemic Stress and PPP LendingDecember 2020On Point
12/03/2020Value Creation From the National Bank Charter: Historical Reflections on the Complementarity of Examinations and Market DisciplineDecember 2020Moments in History
12/02/2020Chartering the FinTech Future (WP-2020-06)December 2020OCC Working Papers – Banking Performance and Regulation
10/21/2020Estimating Conditional Mortgage Delinquency Transition Matrices (WP-2020-05)October 2020OCC Working Papers – New Frontiers in Bank Risk
09/23/2020OCC Reports Decline in Mortgage PerformanceSecond Quarter 2020Mortgage Metrics Report
09/16/2020Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2020Second Quarter 2020Quarterly Report on Bank Trading and Derivatives Activities
08/02/2020Hurricanes and Residential Mortgage Loan Performance (WP-2020-04)August 2020OCC Working Papers – Banking Performance and Regulation
06/30/2020A Puzzle in the Relation Between Risk and Pricing of Long-Term Auto Loans (WP-2020-03)June 2020OCC Working Papers – Banking Performance and Regulation
06/26/2020Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2020First Quarter 2020Quarterly Report on Bank Trading and Derivatives Activities
06/16/2020OCC Reports Mortgage Performance Remains StableFirst Quarter 2020Mortgage Metrics Report
05/11/2020Modeling Loss Given Default Regressions (WP-2020-02)May 2020OCC Working Papers – New Frontiers in Bank Risk
03/30/2020Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2019Fourth Quarter 2019Quarterly Report on Bank Trading and Derivatives Activities
03/17/2020OCC Reports Slight Improvement in Mortgage PerformanceFourth Quarter 2019Mortgage Metrics Report
02/06/2020Profits, Credit Spreads, and Fragility of Banks (WP-2020-01)February 2020OCC Working Papers – Banking Performance and Regulation
12/19/2019OCC Reports Mortgage Performance Improves SlightlyThird Quarter 2019Mortgage Metrics Report
12/18/2019Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2019Third Quarter 2019Quarterly Report on Bank Trading and Derivatives Activities
09/30/2019OCC Reports Slight Improvement in Mortgage PerformanceSecond Quarter 2019Mortgage Metrics Report
09/24/2019Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2019Second Quarter 2019Quarterly Report on Bank Trading and Derivatives Activities
06/26/2019OCC Reports Improvement in Mortgage PerformanceFirst Quarter 2019Mortgage Metrics Report
06/18/2019Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2019First Quarter 2019Quarterly Report on Bank Trading and Derivatives Activities
03/22/2019OCC Reports Mortgage Performance Improves in Fourth Quarter of 2018Fourth Quarter 2018Mortgage Metrics Report
03/22/2019Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2018Fourth Quarter 2018Quarterly Report on Bank Trading and Derivatives Activities
12/12/2018Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2018Third Quarter 2018Quarterly Report on Bank Trading and Derivatives Activities
12/11/2018OCC Reports Slight Improvement in Mortgage PerformanceThird Quarter 2018Mortgage Metrics Report
09/21/2018OCC Reports Mortgage Performance UnchangedSecond Quarter 2018Mortgage Metrics Report
09/10/2018Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2018Second Quarter 2018Quarterly Report on Bank Trading and Derivatives Activities
06/21/2018Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2018First Quarter 2018Quarterly Report on Bank Trading and Derivatives Activities
06/19/2018OCC Reports Mortgage Performance UnchangedFirst Quarter 2018Mortgage Metrics Report
03/23/2018Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2017Fourth Quarter 2017Quarterly Report on Bank Trading and Derivatives Activities
03/15/2018OCC Reports Mortgage Performance UnchangedFourth Quarter 2017Mortgage Metrics Report
12/26/2017Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2017Third Quarter 2017Quarterly Report on Bank Trading and Derivatives Activities
12/22/2017OCC Reports Mortgage Performance UnchangedThird Quarter 2017Mortgage Metrics Report
09/29/2017OCC Reports Mortgage Performance Continues to ImproveSecond Quarter 2017Mortgage Metrics Report
09/27/2017Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2017Second Quarter 2017Quarterly Report on Bank Trading and Derivatives Activities
07/13/2017OCC Reports Improved Mortgage Performance In First Quarter of 2017First Quarter 2017Mortgage Metrics Report
07/03/2017Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2017First Quarter 2017Quarterly Report on Bank Trading and Derivatives Activities
03/24/2017Mortgage Performance Continues to ImproveFourth Quarter 2016Mortgage Metrics Report
03/23/2017Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2016Fourth Quarter 2016Quarterly Report on Bank Trading and Derivatives Activities
01/04/2017Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2016Third Quarter 2016Quarterly Report on Bank Trading and Derivatives Activities
01/04/2017Mortgage Performance Improve in Third Quarter 2016Third Quarter 2016Mortgage Metrics Report
12/15/2016Survey of Credit Underwriting PracticesDecember 2016Survey of Credit Underwriting Practices Archive
10/04/2016Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2016Second Quarter 2016Quarterly Report on Bank Trading and Derivatives Activities
09/30/2016Mortgage Performance Improve in Second Quarter 2016Second Quarter 2016Mortgage Metrics Report
07/01/2016OCC Reports Mortgage Performance Improve in First Quarter 2016First Quarter 2016Mortgage Metrics Report
06/30/2016Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2016First Quarter 2016Quarterly Report on Bank Trading and Derivatives Activities
06/15/2016Braving the Financial Crisis: An Empirical Analysis of the Effect of Female Board Directors on Bank Holding Company Performance (WP 2016-1)June 2016Economics Working Papers Archive
03/30/2016Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2015Fourth Quarter 2015Quarterly Report on Bank Trading and Derivatives Activities
03/30/2016Mortgage Performance Improves Through Fourth Quarter 2015Fourth Quarter 2015Mortgage Metrics Report
12/21/2015Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2015Third Quarter 2015Quarterly Report on Bank Trading and Derivatives Activities
12/15/2015Survey of Credit Underwriting PracticesDecember 2015Survey of Credit Underwriting Practices Archive
12/14/2015Mortgage Performance Improved During the Third Quarter of 2015Third Quarter 2015Mortgage Metrics Report
10/02/2015Mortgage Performance Improved During the Second Quarter 2015Second Quarter 2015Mortgage Metrics Report
09/21/2015Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2015Second Quarter 2015Quarterly Report on Bank Trading and Derivatives Activities
07/15/2015Key Issues in Developing Commercial Credit Default Models (WP 2015-2)July 2015Economics Working Papers Archive
06/29/2015Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2015First Quarter 2015Quarterly Report on Bank Trading and Derivatives Activities
06/25/2015Mortgage Performance Improved During the First Quarter 2015First Quarter 2015Mortgage Metrics Report
05/15/2015Thermodynamic Properties of the U.S. Banking System (WP 2015-1)May 2015Economics Working Papers Archive
04/01/2015Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2014Fourth Quarter 2014Quarterly Report on Bank Trading and Derivatives Activities
03/27/2015Mortgage Performance Improved During the Fourth Quarter 2014Fourth Quarter 2014Mortgage Metrics Report
12/19/2014OCC Reports Mortgage Performance Improvement ContinuesThird Quarter 2014Mortgage Metrics Report
12/19/2014Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2014Third Quarter 2014Quarterly Report on Bank Trading and Derivatives Activities
12/15/2014Survey of Credit Underwriting PracticesDecember 2014Survey of Credit Underwriting Practices Archive
10/09/2014Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2014Second Quarter 2014Quarterly Report on Bank Trading and Derivatives Activities
09/25/2014Mortgage Performance Improvement Continues, OCC ReportsSecond Quarter 2014Mortgage Metrics Report
09/15/2014Asset Commonality and Systemic Risk Among Large Banks in the United States (WP 2014-3)September 2014Economics Working Papers Archive
07/15/2014Further Investigation of Parametric Loss Given Default Modeling (WP 2014-2)July 2014Economics Working Papers Archive
07/01/2014Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2014First Quarter 2014Quarterly Report on Bank Trading and Derivatives Activities
06/26/2014OCC Reports on Mortgage Performance For First Quarter of 2014First Quarter 2014Mortgage Metrics Report
06/15/2014Default Probability and Loss Given Default for Home Equity Loans (WP 2014-1)June 2014Economics Working Papers Archive
03/28/2014Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2013Fourth Quarter 2013Quarterly Report on Bank Trading and Derivatives Activities
03/27/2014OCC Reports on Mortgage Performance For Fourth Quarter of 2013Fourth Quarter 2013Mortgage Metrics Report
12/23/2013Improvement in Mortgage Performance Continues, OCC ReportsThird Quarter 2013Mortgage Metrics Report
12/18/2013Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2013Third Quarter 2013Quarterly Report on Bank Trading and Derivatives Activities
12/15/2013Survey of Credit Underwriting PracticesDecember 2013Survey of Credit Underwriting Practices Archive
09/27/2013Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2013Second Quarter 2013Quarterly Report on Bank Trading and Derivatives Activities
09/26/2013OCC Reports Continued Improvement in Mortgage PerformanceSecond Quarter 2013Mortgage Metrics Report
06/27/2013Mortgage Performance Continues Steady Improvement in Mortgage Performance, OCC SaysFirst Quarter 2013Mortgage Metrics Report
06/21/2013Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2013First Quarter 2013Quarterly Report on Bank Trading and Derivatives Activities
03/27/2013OCC Reports Mortgage Performance For Fourth QuarterFourth Quarter 2012Mortgage Metrics Report
03/20/2013Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2012Fourth Quarter 2012Quarterly Report on Bank Trading and Derivatives Activities
12/21/2012OCC Reports Mortgage Performance For Third QuarterThird Quarter 2012Mortgage Metrics Report
12/20/2012Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2012Third Quarter 2012Quarterly Report on Bank Trading and Derivatives Activities
12/15/2012Survey of Credit Underwriting PracticesDecember 2012Survey of Credit Underwriting Practices Archive
09/27/2012Mortgage Performance Improved from a Year Ago, OCC Report SaysSecond Quarter 2012Mortgage Metrics Report
09/21/2012Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2012Second Quarter 2012Quarterly Report on Bank Trading and Derivatives Activities
07/15/2012Recent De Novo Bank Failures: How Important Is Supervisor Choice? (WP 2012-1)July 2012Economics Working Papers Archive
06/27/2012Mortgage Delinquencies Fall to Three-Year LowFirst Quarter 2012Mortgage Metrics Report
06/22/2012Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2012First Quarter 2012Quarterly Report on Bank Trading and Derivatives Activities
03/28/2012Overall Mortgage Performance Remained Stable During the Fourth Quarter of 2011, Improved From a Year EarlierFourth Quarter 2011Mortgage Metrics Report
03/20/2012Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2011Fourth Quarter 2011Quarterly Report on Bank Trading and Derivatives Activities
12/26/2011Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2011Third Quarter 2011Quarterly Report on Bank Trading and Derivatives Activities
12/21/2011Overall Mortgage Performance Stable, Delinquencies Remained Elevated in Third Quarter 2011Third Quarter 2011Mortgage Metrics Report
12/15/2011Survey of Credit Underwriting PracticesDecember 2011Survey of Credit Underwriting Practices Archive
10/15/2011Debt Structure, Market Value of Firm, and Recovery Rate (WP 2011-2)October 2011Economics Working Papers Archive
09/29/2011Mortgage Delinquencies Rose During Second Quarter of 2011Second Quarter 2011Mortgage Metrics Report
09/16/2011Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2011Second Quarter 2011Quarterly Report on Bank Trading and Derivatives Activities
06/29/2011Mortgage Performance Improves During First Quarter of 2011 as Large Number of Troubled Loans Works Through the SystemFirst Quarter 2011Mortgage Metrics Report
06/17/2011Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2011First Quarter 2011Quarterly Report on Bank Trading and Derivatives Activities
03/31/2011Mortgage Performance Slightly Better in Fourth Quarter of 2010 Serious Delinquencies Drop for the Fourth Consecutive QuarterFourth Quarter 2010Mortgage Metrics Report
03/17/2011Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2010Fourth Quarter 2010Quarterly Report on Bank Trading and Derivatives Activities
03/15/2011So That's Operational Risk! (How operational risk in mortgage-backed securities almost destroyed the world's financial markets and what we can do about it) (WP 2011-1)March 2011Economics Working Papers Archive
12/29/2011OCC and OTS Report Shows Mortgage Performance Steady in Third Quarter of 2010, Includes New State-Level DataThird Quarter 2010Mortgage Metrics Report
12/17/2010Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2010Third Quarter 2010Quarterly Report on Bank Trading and Derivatives Activities
12/15/2010Survey of Credit Underwriting PracticesDecember 2010Survey of Credit Underwriting Practices Archive
12/15/2010Are Early Warning Models Still Useful Tools for Bank Supervisors? (WP 2010-3)December 2010Economics Working Papers Archive
09/27/2010Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2010Second Quarter 2010Quarterly Report on Bank Trading and Derivatives Activities
09/24/2010OCC and OTS Release Mortgage Metrics Report for Second Quarter of 2010Second Quarter 2010Mortgage Metrics Report
06/23/2010OCC and OTS Release Mortgage Metrics Report for First Quarter of 2010First Quarter 2010Mortgage Metrics Report
05/15/2010Why Do De Novo Banks Choose a National Charter? (WP 2010-2)May 2010Economics Working Papers Archive
03/25/2010Mortgage Metrics Report for Fourth Quarter of 2009Fourth Quarter 2009Mortgage Metrics Report
03/19/2010Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2009Fourth Quarter 2009Quarterly Report on Bank Trading and Derivatives Activities
02/15/2010Correlation in Credit Risk (WP 2009-5)February 2010Economics Working Papers Archive
02/15/2010Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter? (WP 2010-1 )February 2010Economics Working Papers Archive
12/21/2009Mortgage Metrics Report for Third Quarter of 2009Third Quarter 2009Mortgage Metrics Report
12/18/2009Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2009Third Quarter 2009Quarterly Report on Bank Trading and Derivatives Activities
12/15/2009Survey of Credit Underwriting PracticesDecember 2009Survey of Credit Underwriting Practices Archive
11/15/2009The U.S. Financial System in 2011 - How Will Sufficient Credit Be Provided? (WP 2009-6)November 2009Economics Working Papers Archive
09/30/2009Mortgage Metrics Report for Second Quarter of 2009Second Quarter 2009Mortgage Metrics Report
09/25/2009Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2009Second Quarter 2009Quarterly Report on Bank Trading and Derivatives Activities
09/15/2009Classifying Applicants for Fair Lending Analyses - What Do the Data Have to Say? (WP 2009-4)August 2009Economics Working Papers Archive
07/15/2009Does Multiple Jeopardy Exist in Mortgage Markets? (WP 2009-3)July 2009Economics Working Papers Archive
07/15/2009Exposure at Default of Unsecured Credit Cards (WP 2009-2)July 2009Economics Working Papers Archive
06/30/2009Mortgage Metrics Report for First Quarter 2009First Quarter 2009Mortgage Metrics Report
06/26/2009Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2009First Quarter 2009Quarterly Report on Bank Trading and Derivatives Activities
06/26/2009Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2010First Quarter 2010Quarterly Report on Bank Trading and Derivatives Activities
04/15/2009Ownership and Asymmetric Information Problems in the Corporate Loan Market - Evidence from a Heteroskedastic Regression (WP 2009-1)April 2009Economics Working Papers Archive
04/03/2009Mortgage Metrics Report for Fourth Quarter of 2008Fourth Quarter 2008Mortgage Metrics Report
03/27/2009Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2008Fourth Quarter 2008Quarterly Report on Bank Trading and Derivatives Activities
12/29/2009Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2008Third Quarter 2008Quarterly Report on Bank Trading and Derivatives Activities
12/22/2008Mortgage Metrics Report for Third Quarter of 2008Third Quarter 2008Mortgage Metrics Report
12/15/2008Survey of Credit Underwriting PracticesDecember 2008Survey of Credit Underwriting Practices Archive
09/26/2008Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2008Second Quarter 2008Quarterly Report on Bank Trading and Derivatives Activities
09/12/2008Mortgage Metrics Report for Second Quarter of 2008Second Quarter 2008Mortgage Metrics Report
08/15/2008Alternative Assets and Public Pension Plan Performance (WP 2008-2)August 2008Economics Working Papers Archive
07/07/2008Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2008First Quarter 2008Quarterly Report on Bank Trading and Derivatives Activities
06/11/2008Mortgage Metrics Report for First Quarter 2008First Quarter 2008Mortgage Metrics Report
04/15/2008Management Turnover, Regulatory Oversight, and Performance: Evidence From Community Banks (WP 2008-1)April 2008Economics Working Papers Archive
04/07/2008Report of the Financial Stability Forum on Enhancing Market and Institutional ResilienceSeptember 2014Banker Education
04/02/2008Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2007Fourth Quarter 2007Quarterly Report on Bank Trading and Derivatives Activities
03/15/2008Limits to Relative Performance Evaluation: Evidence from Bank Executive Turnover (WP 2008-3)March 2008Economics Working Papers Archive
12/28/2007Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2004Third Quarter 2007Quarterly Report on Bank Trading and Derivatives Activities
12/15/2007Survey of Credit Underwriting PracticesDecember 2007Survey of Credit Underwriting Practices Archive
10/26/2007Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2007Second Quarter 2007Quarterly Report on Bank Trading and Derivatives Activities
08/15/2007Loss Given Default of High Loan-to-Value Residential Mortgages (WP 2007-4)August 2007Economics Working Papers Archive
07/15/2007Community Bank Strategic Lending Choices and Performance (WP 2007-3)July 2007Economics Working Papers Archive
06/29/2007Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2007First Quarter 2007Quarterly Report on Bank Trading and Derivatives Activities
03/31/2007Quarterly Journal, Volume 26-No. 1Fourth Quarter CY2007Quarterly Journal Archive
03/30/2007Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2006Fourth Quarter 2006Quarterly Report on Bank Trading and Derivatives Activities
03/15/2007Bank Failure - Evidence from the Colombian Financial Crisis (WP 2007-2)March 2007Economics Working Papers Archive
03/15/2007The Probability Approach to Default Probabilities (WP 2007-1)March 2007Economics Working Papers Archive
12/30/2006Quarterly Journal, Volume 25-No. 4Third Quarter CY2006Quarterly Journal Archive
12/15/2006Survey of Credit Underwriting PracticesDecember 2006Survey of Credit Underwriting Practices Archive
12/15/2006Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2006Third Quarter 2006Quarterly Report on Bank Trading and Derivatives Activities
11/15/2006Multivariate Estimation for Operational Risk with Judicious Use of Extreme Value Theory (WP 2006-3)November 2006Economics Working Papers Archive
09/30/2006Quarterly Journal, Volume 25-No. 3Second Quarter CY2006Quarterly Journal Archive
09/28/2006Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2006Second Quarter 2006Quarterly Report on Bank Trading and Derivatives Activities
09/15/2006Default Estimation for Low-Default Portfolios (WP 2006-2)September 2006Economics Working Papers Archive
08/15/2006Foreclosures of Subprime Mortgages in Chicago - Analyzing the Role of Predatory Lending Practices (WP 2006-1)August 2006Economics Working Papers Archive
06/30/2006Quarterly Journal, Volume 25-No. 2First Quarter CY2006Quarterly Journal Archive
06/30/2006Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2006First Quarter 2006Quarterly Report on Bank Trading and Derivatives Activities
03/31/2006Quarterly Journal, Volume 25-No. 1Fourth Quarter CY2005Quarterly Journal Archive
03/31/2006Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2005Fourth Quarter 2005Quarterly Report on Bank Trading and Derivatives Activities
12/31/2005Quarterly Journal, Volume 24-No. 4Third Quarter CY2005Quarterly Journal Archive
12/21/2005Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2005Third Quarter 2005Quarterly Report on Bank Trading and Derivatives Activities
12/15/2005Survey of Credit Underwriting PracticesDecember 2004Survey of Credit Underwriting Practices Archive
12/15/2005Survey of Credit Underwriting PracticesDecember 2005Survey of Credit Underwriting Practices Archive
09/30/2005Quarterly Journal, Volume 24-No. 3Second Quarter CY 2005Quarterly Journal Archive
09/30/2005Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2005Second Quarter 2005Quarterly Report on Bank Trading and Derivatives Activities
09/15/2005Searching for an Optimal Strategy for Identifying Files to Review for Fair Lending Exams (WP 2005-3)September 2005Economics Working Papers Archive
08/15/2005Searching for Age and Gender Discrimination in Mortgage Lending (WP 2005-2)August 2005Economics Working Papers Archive
06/30/2005Quarterly Journal, Volume 24-No. 2First Quarter CY2005Quarterly Journal Archive
06/24/2005Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2005First Quarter 2005Quarterly Report on Bank Trading and Derivatives Activities
05/15/2005A Hazard Model of CAMELS Downgrades of Low-Risk Community Banks (WP 2005-1)May 2005Economics Working Papers Archive
03/31/2005Quarterly Journal, Volume 24-No. 1Year-End and Fourth Quarter CY2004Quarterly Journal Archive
03/11/2005Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2004Fourth Quarter 2004Quarterly Report on Bank Trading and Derivatives Activities
12/31/2005Quarterly Journal, Volume 23-No. 4Third Quarter CY2004Quarterly Journal Archive
12/21/2004Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2004Third Quarter 2004Quarterly Report on Bank Trading and Derivatives Activities
12/15/2004Specification and Informational Issues in Credit Scoring (WP 2004-5)December 2004Economics Working Papers Archive
12/15/2004The Wealth Effects of OCC Preemption Announcements After the Passage of the Georgia Fair Lending Act (WP 2004-4)December 2004Economics Working Papers Archive
10/15/2004Testing Simple Markov Structures for Credit Rating Transitions (WP 2004-3)October 2004Economics Working Papers Archive
09/30/2004Quarterly Journal, Volume 23-No. 3Second Quarter CY2004Quarterly Journal Archive
09/24/2004Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2004Second Quarter 2004Quarterly Report on Bank Trading and Derivatives Activities
09/15/2004Evaluating Design Choices in Economic Capital Modeling: A Loss Function Approach (WP 2004-2)September 2004Economics Working Papers Archive
06/30/2004Quarterly Journal, Volume 23-No. 2First Quarter CY2004Quarterly Journal Archive
06/18/2004Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2004First Quarter 2004Quarterly Report on Bank Trading and Derivatives Activities
03/12/2004Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2003Fourth Quarter 2003Quarterly Report on Bank Trading and Derivatives Activities
01/15/2004Comparative International Characteristics of Banking (WP 2004-1)January 2004Economics Working Papers Archive
12/31/2004Quarterly Journal, Volume 22-No. 4Third Quarter CY2003Quarterly Journal Archive
12/15/2003Survey of Credit Underwriting PracticesDecember 2003Survey of Credit Underwriting Practices Archive
12/12/2003Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2003Third Quarter 2003Quarterly Report on Bank Trading and Derivatives Activities
09/30/2003Quarterly Journal, Volume 22-No. 3Second Quarter CY2003Quarterly Journal Archive
09/12/2003Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2003Second Quarter 2003Quarterly Report on Bank Trading and Derivatives Activities
06/30/2003Quarterly Journal, Volume 22-No. 2First Quarter CY2003Quarterly Journal Archive
06/06/2003Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2003First Quarter 2003Quarterly Report on Bank Trading and Derivatives Activities
03/31/2003Quarterly Journal, Volume 23-No. 1Fourth Quarter 2003Quarterly Journal Archive
03/15/2003A Markov Model of Bank Failure Estimated Using an Information-Theoretic Approach (WP 2003-1)March 2003Economics Working Papers Archive
03/15/2003Under-specified Models and Detection of Discrimination in Mortgage Lending (WP 2003-2)March 2003Economics Working Papers Archive
03/12/2003Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2002Fourth Quarter 2002Quarterly Report on Bank Trading and Derivatives Activities
12/31/2003Quarterly Journal, Volume 21-No. 4Third QuarterQuarterly Journal Archive
12/15/2002Survey of Credit Underwriting PracticesDecember 2002Survey of Credit Underwriting Practices Archive
12/13/2002Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2002Third Quarter 2002Quarterly Report on Bank Trading and Derivatives Activities
09/30/2002Quarterly Journal, Volume 21-No. 3Second QuarterQuarterly Journal Archive
09/15/2002A Cross-Country Analysis of the Bank Supervisory Framework and Bank Performance (WP 2002-2)September 2002Economics Working Papers Archive
09/05/2002Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2002Second Quarter 2002Quarterly Report on Bank Trading and Derivatives Activities
06/30/2002Quarterly Journal, Volume 21-No. 2First QuarterQuarterly Journal Archive
06/15/2002Charter Flips by National Banks (WP 2002-1)June 2002Economics Working Papers Archive
06/05/2002Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2002First Quarter 2002Quarterly Report on Bank Trading and Derivatives Activities
03/31/2002Quarterly Journal, Volume 21-No. 1Fourth Quarter and Year-EndQuarterly Journal Archive
03/31/2002Quarterly Journal, Volume 22-No. 1Fourth Quarter CY2002Quarterly Journal Archive
03/07/2002Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2001Fourth Quarter 2001Quarterly Report on Bank Trading and Derivatives Activities
12/31/2002Quarterly Journal, Volume 20-No. 4Third QuarterQuarterly Journal Archive
12/15/2001Survey of Credit Underwriting PracticesDecember 2001Survey of Credit Underwriting Practices Archive
12/15/2001Survey of Credit Underwriting PracticesDecember 2001Survey of Credit Underwriting Practices Archive
12/15/2001The Impact of the Growth of Large, Multistate Banking Organizations on Community Bank Profitability (WP 2001-5)December 2001Economics Working Papers Archive
12/07/2001Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2001Third Quarter 2001Quarterly Report on Bank Trading and Derivatives Activities
09/30/2001Quarterly Journal, Volume 20-No. 3Second QuarterQuarterly Journal Archive
09/15/2001A Markov View of Bank Consolidation: 1960-2000 (WP 2001-4)September 2001Economics Working Papers Archive
09/07/2001Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2001Second Quarter 2001Quarterly Report on Bank Trading and Derivatives Activities
08/15/2001How Low Can You Go? An Optimal Sampling Strategy for Fair Lending Exams (WP 2001-3)August 2001Economics Working Papers Archive
06/30/2001Quarterly Journal, Volume 20-No. 2First QuarterQuarterly Journal Archive
06/18/2001Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2001First Quarter 2001Quarterly Report on Bank Trading and Derivatives Activities
06/15/2001The Effects of Choice-based Sampling and Small-sample Bias on Past Fair Lending Exams (WP 2001-2)June 2001Economics Working Papers Archive
03/31/2001Quarterly Journal, Volume 20-No. 1Fourth QuarterQuarterly Journal Archive
03/15/2001Missing Race Data in HMDA and the Implications for the Monitoring of Fair Lending Compliance (WP 2001-1)March 2001Economics Working Papers Archive
03/09/2001Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 2000Fourth Quarter 2000Quarterly Report on Bank Trading and Derivatives Activities
12/31/2001Quarterly Journal, Volume 19-No. 4Third QuarterQuarterly Journal Archive
12/15/2000Recent Trends in Bank Loan Syndications - Evidence for 1995 to 1999 (WP 2000-10)December 2000Economics Working Papers Archive
12/06/2000Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 2000Third Quarter 2000Quarterly Report on Bank Trading and Derivatives Activities
09/30/2000Quarterly Journal, Volume 19-No. 3Second QuarterQuarterly Journal Archive
09/15/2000Internet Banking: Developments and Prospects (WP 2000-9)September 2000Economics Working Papers Archive
09/15/2000The Risks and Returns Associated with the Insurance Activities of Foreign Subsidiaries of U.S. Banking Organizations (WP 2000-8)September 2000Economics Working Papers Archive
09/05/2000Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 2000Second Quarter 2000Quarterly Report on Bank Trading and Derivatives Activities
07/15/2000Interstate Banking, Branching, Organization Size, and Market Rivalry (WP 2000-7)July 2000Economics Working Papers Archive
06/30/2000Quarterly Journal, Volume 19-No. 2First QuarterQuarterly Journal Archive
06/06/2000Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 2000First Quarter 2000Quarterly Report on Bank Trading and Derivatives Activities
04/15/2000Discrete-Time Continuous-State Interest Rate Models (WP 2000-6)April 2000Economics Working Papers Archive
04/15/2000The Repeal of Glass-Steagall and the Advent of Broad Banking (WP 2000-5)April 2000Economics Working Papers Archive
03/31/2000Quarterly Journal, Volume 19-No. 1Fourth QuarterQuarterly Journal Archive
03/15/2000Analysis of Proposals for a Minimum Subordinated Debt Requirement (WP 2000-4)March 2000Economics Working Papers Archive
03/15/2000An Empirical Evaluation of Value at Risk by Scenario Simulation (WP 2000-3)March 2000Economics Working Papers Archive
03/13/2000Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1999Fourth Quarter 1999Quarterly Report on Bank Trading and Derivatives Activities
02/15/2000Large Bank Retirement Services: A Comparative Practices Study (WP 2000-2)February 2000Economics Working Papers Archive
01/15/2000Predicting Large U.S. Commercial Bank Failures (WP 2000-1)January 2000Economics Working Papers Archive
12/31/2000Quarterly Journal, Volume 18-No. 4Third QuarterQuarterly Journal Archive
12/15/1999Survey of Credit Underwriting PracticesDecember 1999Survey of Credit Underwriting Practices Archive
12/15/1999Factors Influencing a Firm's Adoption of New Reporting Requirements: SFAS 122 and Mortgage Servicers (WP 99-2)December 1999Economics Working Papers Archive
12/08/1999Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 1999Third Quarter 1999Quarterly Report on Bank Trading and Derivatives Activities
09/30/1999Quarterly Journal, Volume 18-No. 3Second QuarterQuarterly Journal Archive
09/14/1999Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 1999Second Quarter 1999Quarterly Report on Bank Trading and Derivatives Activities
06/30/1999Quarterly Journal, Volume 18-No. 2First QuarterQuarterly Journal Archive
06/24/1999Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 1999First Quarter 1999Quarterly Report on Bank Trading and Derivatives Activities
04/15/1999The Separation of Banking and Commerce in the United States: an Examination of Principal Issues (WP 99-1)April 1999Economics Working Papers Archive
03/31/1999Quarterly Journal, Volume 18-No. 1Fourth QuarterQuarterly Journal Archive
03/25/1999Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1998Fourth Quarter 1998Quarterly Report on Bank Trading and Derivatives Activities
12/31/1999Quarterly Journal, Volume 17-No. 4Third QuarterQuarterly Journal Archive
12/15/1998Survey of Credit Underwriting PracticesDecember 1998Survey of Credit Underwriting Practices Archive
09/30/1998Quarterly Journal, Volume 17-No. 3Second QuarterQuarterly Journal Archive
09/16/1998Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 1998Second Quarter 1998Quarterly Report on Bank Trading and Derivatives Activities
09/16/1998Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 1998Third Quarter 1998Quarterly Report on Bank Trading and Derivatives Activities
06/30/1998Quarterly Journal, Volume 17-No. 2First QuarterQuarterly Journal Archive
06/15/1998Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 1998First Quarter 1998Quarterly Report on Bank Trading and Derivatives Activities
06/10/1998Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 1996First Quarter 1996Quarterly Report on Bank Trading and Derivatives Activities
03/31/1998Quarterly Journal, Volume 17-No. 1Fourth QuarterQuarterly Journal Archive
03/18/1998Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1997Fourth Quarter 1997Quarterly Report on Bank Trading and Derivatives Activities
02/15/1998The Securities Activities of the Foreign Subsidiaries of U.S. Banks: Evidence on Risks and Returns (WP 98-2)February 1998Economics Working Papers Archive
01/15/1998Regulatory Distress Costs and Risk-Taking at U.S. Commercial Banks (WP 98-1)January 1998Economics Working Papers Archive
12/22/1997Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 1997Third Quarter 1997Quarterly Report on Bank Trading and Derivatives Activities
12/15/1997Survey of Credit Underwriting PracticesDecember 1997Survey of Credit Underwriting Practices Archive
12/15/1997Mutual Fund Shareholders: Characteristics, Investor Knowledge, and Sources of Information (WP 97-13)December 1997Economics Working Papers Archive
09/22/1997Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 1997Second Quarter 1997Quarterly Report on Bank Trading and Derivatives Activities
07/15/1997Large Retail Time Deposits and U.S. Treasury Securities (1986-95): Evidence of a Segmenting Market (WP 97-12)July 1997Economics Working Papers Archive
07/01/1997Quarterly Report on Bank Trading and Derivatives Activities: First Quarter 1997First Quarter 1997Quarterly Report on Bank Trading and Derivatives Activities
06/15/1997Recovering Technologies That Account for Generalized Managerial Preferences: An Application to Banks That Are Not Risk-Neutral (WP 97-11)June 1997Economics Working Papers Archive
06/15/1997Solving an Empirical Puzzle in the Capital Asset Pricing Model (WP 97-10)June 1997Economics Working Papers Archive
05/15/1997Another Day, Another Collar - An Evaluation of the Effects of NYSE Rule 80A on Trading Costs and Intermarket Arbitrage (WP 97-8)May 1997Economics Working Papers Archive
05/15/1997The Competitive Implications of Safety Net-Related Subsidies (WP 97-9)May 1997Economics Working Papers Archive
04/15/1997Out-of-State Entry and the Cost Efficiency of Local Commercial Banks (WP 97-7)April 1997Economics Working Papers Archive
03/20/1997Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1996Fourth Quarter 1996Quarterly Report on Bank Trading and Derivatives Activities
02/16/1997Par Clearance in the Domestic Exchanges: The Impact of National Banknotes (WP 97-4)February 1997Economics Working Papers Archive
02/15/1997Commercial Banking Structure, Regulation, and Performance: An International Comparison (WP 97-6)February 1997Economics Working Papers Archive
02/15/1997Two Deposit Insurance Funds: In the Public Interest? (WP 97-5)February 1997Economics Working Papers Archive
02/15/1997The Performance of De Novo Commercial Banks (WP 97-3)February 1997Economics Working Papers Archive
01/15/1997Bank Organizational Form and the Risks of Expanded Activities (WP 97-1)January 1997Economics Working Papers Archive
01/15/1997Profit Persistence in Large U.S. Bank Holding Companies: An Empirical Investigation (WP 97-2)January 1007Economics Working Papers Archive
12/16/1996Quarterly Report on Bank Trading and Derivatives Activities: Third Quarter 1996Third Quarter 1996Quarterly Report on Bank Trading and Derivatives Activities
12/15/1996Survey of Credit Underwriting PracticesDecember 1996Survey of Credit Underwriting Practices Archive
11/15/1996A Diagnostic Test for the Distribution-Free Efficiency Estimator: An Example Using U.S. Commercial Bank Data (WP 96-2)November 1996Economics Working Papers Archive
09/13/1996Quarterly Report on Bank Trading and Derivatives Activities: Second Quarter 1996Second Quarter 1996Quarterly Report on Bank Trading and Derivatives Activities
08/15/1996Improving Value-at-Risk Estimates by Combining Kernal Estimation with Historical Simulation (WP 96-1)August 1996Economics Working Papers Archive
03/20/1996Quarterly Report on Bank Trading and Derivatives Activities: Fourth Quarter 1995Fourth Quarter 1995Quarterly Report on Bank Trading and Derivatives Activities
12/15/1995Survey of Credit Underwriting PracticesDecember 1995Survey of Credit Underwriting Practices Archive
12/15/1995Problem Loans and Cost Efficiency in Commercial Banks (WP 95-5)December 1995Economics Working Papers Archive
09/15/1995Out-of-State Holding Company Affiliation and Small Business Lending (WP 95-4)September 1995Economics Working Papers Archive
04/16/1995Foreign-Owned Banks in the U.S.: Earning Market Share or Buying It? (WP 95-2)April 1995Economics Working Papers Archive
04/15/1995Banking Industry Consolidation: Past Changes and Implications for the Future (WP 95-1)April 1995Economics Working Papers Archive
04/15/1995Evaluating Statistical Models of Mortgage Lending Discrimination: A Bank-Specific Analysis (WP 95-3)April 1995Economics Working Papers Archive
12/15/1994Securitization of Small Business Loans (WP 94-8)December 1994Economics Working Papers Archive
10/15/1994Information and Accuracy in Interest-Rate-Risk Simulation (WP 94-7)October 1994Economics Working Papers Archive
09/15/1994Risk-Based Capital, Portfolio Risk, and Bank Capital: A Simultaneous Equations Approach (WP 94-6)September 1994Economics Working Papers Archive
05/16/1994Are Foreign Banks Out-Competing U.S. Banks in the U.S. Market? (WP 94-5)May 1994Economics Working Papers Archive
05/15/1994Wealth Effects of Intraholding Company Bank Mergers: Evidence from Shareholder Returns (WP 94-4)May 1994Economics Working Papers Archive
04/15/1994An Evaluation of the Federal Reserve Bank of Boston's Study of Racial Discrimination in Mortgage Lending (WP 94-2)April 1994Economics Working Papers Archive
04/15/1994Fee-Based Services and Cost Efficiency in Commercial Banks (WP 94-3)April 1994Economics Working Papers Archive
01/15/1994X-Efficiency and Management Quality in Commercial Banks (WP 94-1)January 1994Economics Working Papers Archive
08/15/1993Determinants of Cost Efficiencies in Bank Mergers (WP 93-1)August 1993Economics Working Papers Archive