Flood Disaster Protection
The National Flood Insurance Act , several reforms, and a host of regulations guide administration of the National Flood Insurance Program . This legislation applies to property located in special flood hazard areas. It
Provides federally subsidized flood insurance coverage and
Prohibits lenders from making or changing loans on property not covered by flood insurance.
Learn more. Read OCC's Answers about Flood Insurance .
Learn More
Flood Disaster Protection Act fact sheet , part of the BankWise series
Related News and Issuances
| Date | ID | Title |
|---|---|---|
| 10/01/2025 | NR 2025-93 | Agencies Issue Reminder to Institutions on Lending When the National Flood Insurance Program Is Unavailable |
| 07/14/2025 | OCC 2025-16 | Fair Lending: Removing References to Disparate Impact |
| 05/12/2025 | NR 2025-45 | Agencies Issue Host State Loan-to-Deposit Ratios |