| 12/19/2008 | Status of a Savings and Loan Holding Company Under Section 10(c)(9) of the Home Owners' Loan Act |
| 09/25/2008 | Authority of Federal Savings Associations to Accept Public Deposits |
| 08/05/2008 | Proposed Discount Program |
| 06/17/2008 | Treatment of Certain Preferred Stock under OTS Acquisition of Control Regulations |
| 02/20/2008 | Ratings of Structured Finance Transactions |
| 11/28/2006 | Permissibility of Securities Clearing Activities and Paying Interest on Free Credit Balances |
| 07/20/2006 | Operating Subsidiaries and Most Favored Lender Doctrine |
| 06/23/2006 | Pass-Through Investments |
| 06/09/2006 | Preemption of State Gift Card Restrictions |
| 05/18/2006 | Calculation of HOLA Consumer Loan Limits |
| 03/07/2006 | Preemption of Certain Lending-Related Provisions in the Code of Montgomery County, Maryland |
| 03/06/2006 | Permissibility of a Federal Savings Association Engaging in Precious Metal Transactions on Behalf of Customers |
| 10/28/2004 | Illinois Corporate Fiduciary Act |
| 10/25/2004 | Authority of a Federal Savings Association to Perform Banking Activities through Agents Without Regard to State Licensing Requirements |
| 09/17/2004 | Location and Exportation Authority |
| 09/17/2004 | Voting Requirements for Benefit Plans Implemented After a Minority Stock Issuance in a Mutual Holding company Structure |
| 09/14/2004 | Underwriting Authority for Asset-Backed Securities by an Operating Subsidiary |
| 05/26/2004 | Retention of Unitary Savings and Loan Holding Company Status During a Multi-Step Acquisition |
| 05/13/2004 | Participation in Group Mortgage Guaranty Reinsurance Program |
| 02/09/2004 | Commercial Community Development Activities |
| 12/03/2003 | Applicability of Holding Company Activity Restrictions Under 10(c) of HOLA |
| 12/02/2003 | Alternative Mortgage Transaction Parity Act |
| 11/17/2003 | Applicability of SEC Rule 144A to Securities Offerings by Regulated Savings Associations |
| 10/06/2003 | Preemption of New York Escrow Account Laws |
| 09/02/2003 | Preemption of New Mexico Home Loan Protection Act |
| 07/22/2003 | Preemption of New Jersey Predatory Lending Act |
| 05/29/2003 | Payment of Interest on Demand Deposits |
| 04/28/2003 | Remutualization of Three Tiered Mutual Holding Company |
| 01/30/2003 | Preemption of New York Predatory Lending Law |
| 01/21/2003 | Preemption of Georgia Fair Lending Act |
| 12/23/2002 | Home Owners' Loan Act/Savings Association Powers |
| 12/19/2002 | Savings and Loan Holding Companies/Change in Control |
| 10/01/2002 | Preemption of California Minimum Payment Statute |
| 06/21/2002 | The Rights of Federal Mutual Savings Association Members to Distributions of Capital |
| 06/12/2002 | Reverse Mortgages Secured by Ownership Interests in Cooperatives |
| 06/12/2002 | Oklahoma Restrictions on Cash Dispensing ATMs |
| 06/10/2002 | Authority of An Operating Subsidiary of a Federal Savings Association to Conduct Fiduciary Activities |
| 05/14/2002 | Applicability of the Wisconsin Motor Vehicle Consumer Lease Law |
| 03/21/2002 | Arizona Credit Card Reporting Requirements |
| 03/15/2002 | Interpretation of 12 C.F.R. § 545.121 |
| 12/14/2001 | Preemption of Iowa Laws Regulating Loan Fees |
| 10/29/2001 | Authority of Federal Savings Associations to Underwrite and Deal in Municipal Securities |
| 09/06/2001 | Treatment of ESOP Committee Under OTS Acquisition of Control Regulations |
| 07/31/2001 | Application of the Affiliated Transactions Rules to a Proposed Restructuring |
| 06/26/2001 | Applicability of State Law to Federal Savings Associations |
| 06/19/2001 | Authority of Service Corporations of Federal Savings Associations to Underwrite and Deal in Municipal Securities |
| 06/16/2001 | State Credit Card Lending Requirements |
| 05/18/2001 | Status of a Savings and Loan Holding Company under Section 10(c)(9) of the Home Owners' Loan Act |
| 05/10/2001 | Authority of Directors to Act on Board Resolutions by E-mail |
| 04/11/2001 | Permissible Activities of Multiple Savings and Loan Holding Companies Under Section 10(c) of the Home Owners' Loan Act |
| 01/03/2001 | Authority to Exercise Trust Powers through an Agency Office |
| 08/01/2000 | One Way Sweep Arrangement |
| 07/11/2000 | Permissible Activities of Savings and Loan Holding Companies |
| 06/02/2000 | Due-On-Sale Regulations - Reverse Mortgage Definition |
| 05/05/2000 | Referral Fees |
| 04/21/2000 | State Law Limiting Payoff Statement Fees |
| 04/20/2000 | Requirement for Prior Notice in Connection with Appointment of Successor Individual Trustees of Trusts |
| 04/03/2000 | Currency Exchange Forward Contracts |
| 02/03/2000 | Payday Lending Operations |
| 02/01/2000 | Exempt Holding Company Status Pursuant to HOLA Section 10(c)(3) |
| 02/01/2000 | Foreign Currency Denominated Debt Issuance |
| 01/14/2000 | Notice to Establish Operating Subsidiaries |
| 12/07/1999 | San Francisco ATM Fee Ordinance |
| 11/22/1999 | Preemption of Local ATM Fee Restrictions |
| 07/29/1999 | Preemption of State Lender Licensing Laws |
| 07/20/1999 | Commercial Community Development Investment |
| 06/08/1999 | Exempt Multiple Savings and Loan Holding Companies |
| 05/12/1999 | Treatment of Insurance Companies Under 12 U.S.C. Section 1467a(e)(1)(A)(iii) |
| 03/11/1999 | Merger of Two Mutual Holding Companies and Two Mid-Tier Stock Holding Companies |
| 03/11/1999 | Proposed Mortgage Guaranty Reinsurance Activities Through Reciprocal Insurer |
| 03/10/1999 | California Unfair Competition Act |
| 01/15/1999 | New York State ATM Safety Act |
| 01/04/1999 | Preemption of State Mortgage Lender Licensing Requirements |
| 01/04/1999 | Preemption of State Branching Statute |
| 12/22/1998 | Massachusetts Electronic Branch Restrictions |
| 12/21/1998 | Payment of Finders' Fees for Referral of Trust Business |
| 11/17/1998 | Whether State Laws that Require Lenders to pay Interest on Escrow Accounts for Hazard Insurance and Real Estate Taxes are Preempted by Federal Law |
| 11/02/1998 | Reinsurance of Private Mortgage Insurance for Loans Originated by Affiliates |
| 10/02/1998 | Issuance of Mortgage Loan Performance Guaranties by a Federal Savings Association |
| 10/01/1998 | Authority of Federal Savings Associations to Provide Payroll Processing Services |
| 09/24/1998 | Abstracts of Legal Opinions for 1998 |
| 08/19/1998 | Commercial Escrow Accounts |
| 07/30/1998 | Mutual Fund Use of Common Corporate Logo |
| 07/01/1998 | Preemption of State ATM Restrictions |
| 07/01/1998 | Interstate Pre-Need Funeral Trust Services and Fiduciary Activities |
| 05/22/1998 | Broker-Dealer Service Corporation's use of Common Corporate Logo |
| 05/15/1998 | Indiana Interest on Lawyer Trust Account |
| 05/11/1998 | Federal Preemption - Special Mortgage Recording Tax |
| 04/15/1998 | Repurchase and Reverse Repurchase Agreements |
| 03/20/1998 | Abstracts of Significant Legal Opinions, 1997 |
| 03/02/1998 | Permissibility of Sweep Arrangements |
| 10/14/1997 | Authority to Purchase Farmer Mac Common Stock |
| 10/08/1997 | Special Purpose Credit Programs |
| 09/19/1997 | Establishment of Automatic Loan Machines |
| 09/02/1997 | Applicability of Virgin Islands Banking Board Order and Virgin Islands, Licensing Statute |
| 08/25/1997 | Preemption of State Law Limiting Discount Points |
| 08/19/1997 | New Jersey Licensed Lenders Act |
| 07/18/1997 | Performance Notes Transaction |
| 07/16/1997 | Real Estate Brokerage Activities |
| 06/12/1997 | Adjustments to Home Loans Indexed to LIBOR |
| 04/14/1997 | Banking Services Offered via an Internet Connection |
| 02/10/1997 | Alternative Mortgage Transaction Parity Act |
| 12/24/1996 | Preemption of State Laws Applicable to Credit Card Transactions |
| 11/27/1996 | Fixed-Rate Mortgage Loans with a Default Rate |
| 11/22/1996 | Commercial Community Development Investments |
| 10/18/1996 | Abstracts of Significant Legal Opinions , 1994-1996 |
| 08/29/1996 | Authority of Federal Savings Associations to Market and Sell Prepaid Telephone Cards |
| 08/08/1996 | Interstate Trust Activities |
| 07/12/1996 | Reinsurance and Marketing of Private Mortgage Insurance |
| 06/21/1996 | Interstate Marketing of Trust Services |
| 05/03/1996 | Authority to Originate Reverse Mortgage Loans with an Equity Share Feature |
| 04/30/1996 | Wisconsin Prepayment Penalty Statute |
| 03/28/1996 | Neighborhood Housing Services of America ("NHSA") Securities |
| 03/28/1996 | Authority to Conduct Interstate Trust Business |
| 02/12/1996 | Authority to Sell Credit-Related Insurance |
| 01/26/1996 | Usury Preemption/Loans Secured by Timeshare Interests |
| 01/18/1996 | Preemption of Colorado Annual Reporting Requirements |
| 12/22/1995 | Investment in an Electronic Funds Transfer Network |
| 12/18/1995 | Debt Cancellation Contracts |
| 11/22/1995 | Authority of a Federal Savings Association with Trust Powers to Contract with an Affiliate for Investment Management and Advisory Services |
| 10/20/1995 | Alternative Mortgage Transaction Parity Act |
| 10/17/1995 | Authority to Provide Ministerial Support Services as Agent for a Trust Company |
| 10/04/1995 | Applicability of Section 23A of the FRA to the Origination and Purchase of Loans of an Affiliate |
| 09/15/1995 | Authority to Invest in Stock Corporations Operating EFT Systems |
| 09/08/1995 | Applicability of Section 23A of the FRA to Purchases of Mortgages Originated by an Affiliate |
| 08/28/1995 | Bank/Thrift Inter-Affiliate Arrangements |
| 08/11/1995 | Authority to Offer Foreign Currency Exchange Services |
| 06/26/1995 | Application to Acquire Institution and Trust Powers Application |
| 05/10/1995 | Foreign Mortgage Lending and Mortgage Consulting Services |
| 05/10/1995 | Usury Preemption/Loans Secured by Timeshare Interests |
| 05/10/1995 | Community Development Investments; HOLA § 5(c)(3)(B) |
| 05/10/1995 | Georgia Residential Mortgage Act |
| 05/05/1995 | Application for the Purchase of Certain Assets and the Assumption of Certain Liabilities |
| 05/05/1995 | Authority to Provide Trust Services Through an Operating Subsidiary |
| 03/28/1995 | Savings and Loan Holding Company Activities; 12 U.S.C. § 1467a(c)(3)(B) |
| 02/09/1995 | Treatment of Voting Stock of Non-Subsidiary Thrift Organizations Held by Companies under Common Control |
| 01/13/1995 | Conclusive and Rebuttable Control Determinations Under HOLA § 10(e) and OTS Acquisition of Control Regulations, 12 C.F.R. Part 574 |
| 01/10/1995 | Authority to Underwrite and Reinsure Credit Insurance Through Operating Subsidiaries |
| 12/30/1994 | Inter-Affiliate Banking Arrangements |
| 12/28/1994 | Signature Requirements for Consumer Loan Applications |
| 12/19/1994 | Status of Automatic Teller Machines 12 C.F.R. §§ 545.92(a), .96 and .141 |
| 12/14/1994 | Loan Procurement Fees |
| 12/14/1994 | Preemption of Virginia Law Regulating Money Order Services of Federal Savings Associations |
| 12/02/1994 | Contribution of Holding Company Stock to Thrift Subsidiary to Facilitate an Acquisition |
| 11/10/1994 | Proposed Investments in a Low-Income Housing Tax Credit Partnership |
| 11/01/1994 | Re: 12 U.S.C. § 1467(c)(1)(C), (3)(B) |
| 10/18/1994 | Status of Wisconsin Law Regarding Consumer Access to Credit Reports |
| 10/17/1994 | Direct Sale of Credit Insurance and Fixed-Rate annuities by Federal Savings Associations |
| 10/17/1994 | Operating Subsidiaries and Federal Preemption |
| 09/29/1994 | Savings Associations May Charge (and Export) Under Home Owners' Loan Act Section 4(g) the Same Credit card fees as are authorized by state law for the most Favored Lender in Whose Place the Savings Association Seeks to Stand |
| 09/13/1994 | 12 U.S.C. § 1467(c)(1)(C) |
| 07/18/1994 | Application of the Real Estate Settlement Procedures Act and the Fair Credit Reporting Act to Operating Subsidiaries as Defined in 12 C.F.R. § 545.81 |
| 07/07/1994 | Composition of a Class of Voting Stock Under 12 C.F.R. Part 574; Status of a Living Trust under 12 U.S.C. Section 1467a |
| 07/06/1994 | Foreign Operating Subsidiaries |
| 06/24/1994 | Applicability of the Appraisal Requirements to a Series of Construction Loans on Similar Buildings; 12 C.F.R § 563.170 and Part 564 |
| 06/14/1994 | OTS Authority To Take Enforcement Action Against Operating Subsidiaries For Violations of the ECOA |
| 06/14/1994 | Definition of "Readily Marketable Collateral" under Real Estate Lending Standards; Applicability of Sections 23A and 23B of the Federal Reserve Act to Certain Collateral on Loans Made to Third-Party Purchasers |
| 06/13/1994 | Proposed Trust Activities of a Federal Savings Association — Location, Branch and Preemption Issues |
| 06/13/1994 | Overseas Agency Offices |
| 05/19/1994 | Request for Interpretive Position under 12 C.F.R. Part 563g Exemption from the Offering Circular Requirements for Re-seals of Shares Acquired Through Employee Benefit Plans |
| 05/16/1994 | Authority of Savings Associations to Establish and Operate Mobile Banking Facilities or ATMs |
| 05/11/1994 | Continued Effectiveness of Section 408(m) Waiver of Management Interlocks Act Prohibition |
| 05/11/1994 | OTS Guide to the Federal Laws and Regulations Governing Community Development Activities of Savings Associations |
| 05/06/1994 | Application of Section 23B of the Federal Reserve Act and 12 C.F.R § 563.42 to a Proposed Transaction involving ... |
| 03/25/1994 | Authority of Federal Savings Associations To Provide Postal Services |
| 03/01/1994 | Collection of Late Charges on Home Equity Loans |
| 02/14/1994 | Proposed Option Agreement Between ... |
| 02/08/1994 | OTS No. 7837 Request for No-Action Position Pursuant to Paragraphs (c)(3), (c)(5) and (c)(7), of rule 14a-8 |
| 01/31/1994 | Authority of federal savings associations to act as residential mortgage document custodians |
| 01/12/1994 | Employees' Credit Union ("Credit Union") |
| 01/07/1994 | New SEC Policy Re: Referral Fee Program "No-Action" Letters |
| 10/16/1991 | Guaranteeing or providing additional collateral for a loan on behalf of an ESOP |
| 08/13/1991 | Guaranteeing or providing additional collateral for a loan on behalf of an ESOP |
