Minority Depository Institutions

The Office of the Comptroller of the Currency (OCC) recognizes the vital role that minority depository institutions (MDIs) play in promoting the economic viability of the communities they serve.

The OCC works to promote and revitalize MDIs through a range of initiatives, including technical assistance, efforts to promote greater access to capital, facilitating bank partnerships and collaborations, and expanding technology capabilities. The OCC is committed to furthering the regulatory and legislative mandates designed to support the creation and preservation of these institutions which often serve economically challenged and traditionally underserved communities.

Minority Depository Institution Advisory Committee

The Minority Depository Institution Advisory Committee (MDIAC) helps the OCC assess the state of OCC-supervised minority depository institutions, advises on their supervisions, and shares ways to help ensure minority institutions remain a vibrant part of the federal banking system.

Resources

MDI Policy Statement (2022) (PDF)

Minority Depository Institutions (PDF) - Get a current list of OCC-supervised minority depository institutions.

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References

OCC Bulletin 2010-6, Policy Statement on Small Business Borrowers

Publications

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2024

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2023

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2022

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2021

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2020

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2019

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2018

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2017

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2016

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2015

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2014

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2012

Report to Congress on Preserving and Promoting Minority Depository Institutions - 2011

Reaching Minority Markets: Community Bank Strategies - November 2006

A Common Sense Approach to Community Banking

Popular Links

OCC Chief Counsel's Interpretation on National Trust Banks (PDF)

Information for Bankers

Locations

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Comment on Proposed Regulations at Regulations.gov

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