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Custody Services

Custody services provided by a bank typically include the settlement, safekeeping, and reporting of customers' marketable securities and cash. Securities lending can allow a customer to make additional income on custody assets by loaning securities to approved borrowers on a short-term basis.

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Custody Services

(Comptroller's Handbook, January 2002)

Addresses the fundamentals of securities custody and related services and provides examiner guidance for those activities

References

OCC Interpretive Letter 1078, "Custody Trust Ledger Deposit Account Program" (April 19, 2007)

OCC Interpretive Letter 1066, "Risk-Based Capital Treatment for Certain Securities Lending Transactions" (November 8, 2005)

OCC Interpretive Letter 1026, "Securities Conduit Lending Services" (April 27, 2005)

OCC Bulletin 2002-39, " Investment Portfolio Credit Risks: Safekeeping Arrangements " (October 16, 2002)

Banking Circular 196, "FFIEC Supervisory Policy—Securities Lending" (May 7, 1985)

Banking Circular 275, "Free Riding in Custody Accounts" (September 3, 1993)

Popular Links

OCC Chief Counsel's Interpretation on National Trust Banks (PDF)

Requests Under 716(f) of the Dodd-Frank Act

Top Tasks

Register for Monthly Schedule of Short-Term Investment Funds

Register as a Transfer Agent

Related News and Issuances

DateIDTitle
05/20/2020OCC 2020-53Revisions to the Supplementary Leverage Ratio for Custodial Banking Organizations and Custody Banks: Final Rule
04/29/2019OCC 2019-21Fiduciary Regulations; Non-Fiduciary Custody Activities: Advance Notice of Proposed Rulemaking
09/01/2017NR 2017-101Agencies Issue Notice of Proposed Rulemaking to Shorten Settlement Cycle